Page 246 - That’s Crazy ebook
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CHAPTER 33




                                 Letting Go









                                     (Giselle)

          F
                or the entire month of April, the bank pressed the sale of the

                house. Every day for three weeks straight, the bank’s attorney
                would  have  a  courier  come  to  door  wanting  me  to  sign  a

          forbearance agreement; I had no idea what that was or meant. All I
          knew was it looked too thick for me to sign, so I would peep out the

          window and watch the courier ring my doorbell over and over again.
          I could count on him like clockwork each morning at 7:00 am.


               I  had  met  with  the  bankruptcy  attorney  and  now  had  a  clear
          understanding of the bankruptcy. I had a choice to file two types of

          bankruptcy, one was Chapter 13 which meant, I could keep my condo,

          and establish a payment plan for the $400,000 debt which was more
          than a mortgage. Chapter 7 meant I would sell my condo and eliminate
          the  entire  debt.  I  initially  started  out  planning  on  Chapter  13,  but

          circumstances later changed, and I had to declare Chapter 7.


               Since  I  was  still  managing  Daddy’s  finances,  I  realized  that
          bankruptcy  was  an  excellent  option  for  him.  He  could  stop  the

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