Page 14 - CCFA Journal - Second Issue

财富管理 Wealth Management 加中金融

CCFA: Jim what do you worry about? 加中金融：你担心什么？

Jim: My biggest concern would be for my clients’ health, both 吉姆：我最大的担忧是在这场危机中我的客户身体和精神的健
physical and mental as we navigate through this crisis. We need to 康。我们需要齐心协力共度难关。当然人们利用科技在疫情中
get through this and pull together.
保持联系与朋友和家人在视频中聊天见面。
People are creative and they are finding new ways to stay connected.
Technology is immensely helpful. We can call almost anywhere in 另一个担忧是当地企业每天提供我们需要的服务。他们构成了
the world for free, we can host a video call and see the faces of our 我们社区家庭的一部分。这些服装店，修鞋，干洗店，和餐馆
friends and family. My senior clients are very tech savvy. 庆祝和记录了我们的生活，他们真的在为生存而苦苦挣扎。受
Another concern would be for the local businesses that supply the 到打击最大的是小企业，他们正在努力改变的经营方式为其产
services we need every day. They form part of our community family. 品寻找新的市场。当我和企业家交谈时，我可以看到他们在疫
These would be the dress shop, the shoe repair, dry cleaners, and 情期间为了生存努力工作谋求发展。如果您从事的产品或服务
restaurants where we celebrate and record our life. They are really 是为在家工作的消费者，那么您就做得很好。户外家具、休闲
struggling to survive. It’s the small businesses that are being hit the
hardest, but they are working hard to pivot into a new way of doing 用品，如自行车和船都在畅销。家庭办公家具和家居用品也在
business and seeking out new markets for their products. When I 热销，因为旅行被取消了，花在餐馆上的钱也越来越少了，所
speak to my business owners, I can see they are working long hard 以人们有更多的钱可以消费。另外，由于领养宠物需求飙升，
hours to find a way to survive and, in some cases, they are thriving. 在安大略省几乎不可能买到一只小狗。
If you are in a business that provides a product or service that caters
to the consumer who is working from home, you are doing well. 加中金融： 有什么最后的感言吗？
Outdoor furniture, recreational items like bicycles and boats are
selling. Home office furniture, and home furnishings are selling as 吉姆： 我与很多企业主们一起工作，他们是一个富有创造力
people have more money to spend now that travel has been cancelled 而勤奋的群体。他们每天都在解决着各种各样的问题。我深信
and less money is being spent on restaurants. It is almost impossible
to buy a puppy in Ontario due to soaring demand. 这场危机终将会过去我们也将会迎来柳暗花明的发展机遇。
CCFA: any final thoughts? 吉姆的联系方式： 电话： 905-469-7040 网页：website
www.jimsheridan.ca
Jim: I work with a lot of business owners and they are a creative and
hard-working group. They solve problems every day and they are 免责声明
resilient. I know we will find a solution to this crisis and we will
thrive coming out of this challenge. Be ready for the opportunities 本评论基于在撰写时被认为准确的信息，并可能会发生变化。本报告中包含的
that will surface. 所有意见和估计构成 RBC Dominion Securities Inc. 截至本报告提交之日的判决，
恕不另行通知，且善意提供，但无法律责任。利率、市场条件和其他投资因素
Contact Jim at 905-469-7040 and website www.jimsheridan.ca 可能会发生变化。过去的表现可能不会重复。提供的信息仅用于说明某些历史
回报，并不旨在反映未来价值或回报。RBC Dominion Securities Inc. 及其附属公
Disclaimer
司可能与本文提及的一些或所有发行人有投资银行或其他关系，并可能为他们
This commentary is based on information that is believed to be accurate at the time 自己的账户或客户的账户交易本文提及的任何证券。RBC Dominion 证券公司及
of writing and is subject to change. All opinions and estimates contained in this report 其附属公司也可以就此处提及的证券发行期权，并可以交易他人发行的期权。
constitute RBC Dominion Securities Inc.’s judgment as of the date of this report, are 因此，RBC Dominion 证券公司或其附属公司可随时在任何此类证券或期权中拥
subject to change without notice and are provided in good faith but without legal 有多头或空头头寸。
responsibility. Interest rates, market conditions and other investment factors are
subject to change. Past performance may not be repeated. The information provided
is intended only to illustrate certain historical returns and is not intended to reflect
future values or returns. RBC Dominion Securities Inc. and its affiliates may have an
investment banking or other relationship with some or all of the issuers mentioned
herein and may trade in any of the securities mentioned herein either for their own
account or the accounts of their customers. RBC Dominion Securities Inc. and its
affiliates also may issue options on securities mentioned herein and may trade in
options issued by others. Accordingly, RBC Dominion Securities Inc. or its affiliates
may at any time have a long or short position in any such security or option thereon.

CCFA JOURNAL OF FINANCE DECEMBER 2020
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