Page 23 - CCFA Journal - Second Issue

人物专访 Interview
Yicent: 我们有一些前瞻性的问题。在这个新时代，尤其是在疫
情之后，对金融或技术方面的教育需要做改变吗？您对此有何
看法？
Seco 教授: 是的，我要告诉你们一个公认的事实。显然，对具
有技术技能的人的需求将会增加，但是我想说一句话，对具有
社交技能的人的需求也在增加。人的本质和价值观将越来越重
要，我认为社会也将发生变化，组织方式可能会有所不同。现
在我们可以看到有多少人不工作而获得报酬。我认为这将转化
为不同的社会价值体系。我们看到美国和加拿大正在发生反社
会种族主义示威活动。 我们将看到社会价值体系的变化。了解
这一点的人将具有优势。我始终鼓励学生积极参与人文艺术活
动，因为作为人类，我们不会被计算机取代，如果被计算机取
代，那么人类不会有竞争力。因此，请专注于计算机无法替代
人类的领域。我们将明白这一点。
Yicent: 因此，创造部分很难由机器人完成。彼得·泰尔（Peter
Thiel）撰写的关于创造力的书《从 0 到 1》给了我启发。
Seco 教授: 显然是的。创造力是指发明新事物的能力，不是照
搬他人设计好的或要求你做的事情。在此基础上，我们将看到
在创造力竞争中越来越多来自政府的支持，例如加拿大、中国
或者美国。
Yicent: 您对未来的金融科技发展有何看法？
Seco 教授: 是的，金融科技就在这里，除了我们将看到金融科
技发展到三个领域外，我对金融科技没有其他特别的见解：
RegTech（监管技术），已经存在；EdTech（教育技术），将
会产生；和健康技术，已经存在。技术正在影响我们的做事的
方式。从这个意义上说，金融科技是第一个，它可以成为其他
行业如何技术化的良好模型。我认为这非常重要。
Yicent: 在这个阳光明媚的日子，非常感谢教授接受我们的
Zoom 在线采访。非常感谢您分享宝贵的时间。
Seco 教授: 我很荣幸。谢谢你们提供这次交流机会。你们知
道，我在 CCFA 有很多朋友。对我来说，非常荣幸成为多伦多
中加金融团体的一份子。
CCFA JOURNAL OF FINANCE
加中金融
Yicent: Now we have some forward-looking questions. Will there be
any changes that are required for people’s education in finance or
technology in this new era especially after this pandemic? What’s
your view on that?
Professor Seco: Yes, I am going to tell you one thing that everybody
is going to agree with. For sure there will be increasing demand for
people with technical skills, but I want to say something else that
there’s also an increasing demand for people with social skills.
Human nature and values will be more and more important, and I
think society will also change and may be organized differently. We
can see now how many people are paid for not working. I think this
is going to translate into a different social value system. We see what
is happening in the US and also Canada of a demonstration of anti-
social racism. We are going to see a change in our social value system.
People who understand that will have an edge. I always encourage
my students to be active in humanities and arts, because as human
beings we are not going to be replaced by computers and if it is, then
you are not going to be competitive. So, focus in the area where a
computer can not replace you. We are going to see that.
Yicent: So, creativity part is hard to make from a robot. I was
inspired by the book of 0 to 1 written by Peter Thiel about creativity.
Professor Seco: Absolutely. Creativity is the ability to invent
something new not to deliver what other people have designed or tell
you to do. To that extent, we are going to see a lot of support from
governments in that race such as the Canadian government, Chinese
Government or US government for the creativity.
Yicent: What is your view on future fintech development?
Professor Seco: Yeah, fintech is here, and I don’t have any particular
insight about fintech except that we are going to see fintech
developing into three areas: RegTech (regulatory technology) is
already there, EdTech (education technology) is going to be there and
health tech is already there. Technology is impacting how we do
everything. To that extent, fintech is the very first and it can be a good
model for how other industries can become technologized. I think
that is going to be really important.
Yicent: Thank you so much professor for your time with us for this
Zoom online interview in such beautiful day outside. We really
appreciate your time.
Professor Seco: It is my pleasure. Thank you for the opportunity to
talk with you. As you know, I have so many friends in CCFA. For
me, it is always an honour to be part of the Canadian Chinese
financial community in Toronto.
DECEMBER 2020
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