Page 20 - CCFA Journal - Second Issue

人物专访 Interview
Yicent: 关于学者和创业者之间的共通点，您能提供更多的观点
吗？
Seco 教授: 这是个有趣的问题。我想从对学者的一些批判开始。
传统上，人们认为学者的工作是教书，我认为不是这样的。学
者的工作是进行研究，这可能会引起争议。但是，我们也会教
书，因为我们很擅长。但是学者的主要工作是研究并专注于创
新。研究活动也构成了创新，但是有时研究未必与时代同步。
如果有些学者从事解决一些像 100 年以后的问题，那也行。那
真正的问题是谁来研究接下来 6 个月要解决问题？曾经很多研
究忽略了短期问题，然后交给了一家公司。但是，现在的情况
如此复杂，学者们只能半吊子给出解决这些短期问题的方案，
而这些问题的答案将在接下来的 6 个月中产生。这是学者们进
行与企业和初创公司创新相关的不同类型的研究的机会。这就
是 CQAM 存在并且发展的地方。我来说第三部分，在学术和产
业之间，有一块中间地带。它也将成为学者和公司之间未定义
的独立部分。众所周知，研究包含高风险，研究不是都能成功，
成功的可能性只有 1%。试想一下灯泡的发明。爱迪生尝试了数
百次实验，只有一次实验成功。从商业角度看，这是非常浪费
的。想象一下，一百次，只有一次成功。因此，研究确实是昂
贵且高风险的。对于商业，它必须一直正常运作。例如，当你
在亚马逊上购买商品时，商品一定要送达。你不能说 100 个包
裹只有 1 个会到达。那是糟糕的商业。不幸的是，这就是研究
创新。高风险领域还可以将我们引向月球，谷歌和亚马逊就是
这样创立起来的。像这样的公司必须有蓬勃发展、诞生和成长
的空间，并最终在一段时期内统领整个世界。我们也希望看到
连接各个点的元素。这些是我建立 CQAM 的愿景和创立 GGSJ 的
理由，它们将成为促成此类事情发生的催化剂。MMF 也在尝试
中，我们正在实施一门新的创业课程。在这个时代，这是必须
做的。
Yicent: 这是否意味着明年不属于 MMF 的学生可以选择将其作
为非学位课程？
Seco 教授: 是的，这个课程非常灵活。原则上，每个人都可以
上，但学生必须申请。会有一些要求。一旦满足要求，他们就
可以在线上课。每年有 500 人申请 MMF 项目，我们只能招收
30 名学生。但是，我们以创业精神影响着世界各地的人，无论
他们处于哪个行业，我们都可以有所作为，我们可以增加创业
课程的影响人数。我们正在尝试将数学金融的本源扩展到其他
可以有所作为的领域，例如创业和创新。我们在这方面有很多
专业知识，我们的许多学生在特定领域取得了成功，例如一位
MMF 校友创建了 CoinSquare。创业和创新对于我们的工作至关
重要，这也是我们解决问题的方式，也是我们为圈子之外的人
们带来价值的一种方式.
CCFA JOURNAL OF FINANCE
加中金融
Yicent: More of your opinion, what are the commonalities between
academics and entrepreneurship?
Professor Seco: It is a very interesting question. I want to start with
some criticism about academics. Traditionally, people think that the
job of an academic is to teach, which I don’t think is true. The job of
an academic is to do research, but that could be debated. However,
we also teach because we are good at it. But the main job for an
academic is to research and to focus on innovation. The research
activity also constitutes innovation, however some of the time
research may not keep up to date. It would be fine since some of the
academics engage in problems that can only be solved, for example,
one hundred years from now. Then the real question is who’s going
to research the question that is going to be solved in the next 6 months?
Lots of research used to ignore the short term, and then let it to a
company. But it is now so sophisticated that the academics are now
half-way to addressing these short-term problems whose solution will
merge in the next 6 months. This is the opportunity for academics to
get engaged in different types of research in something linked to
innovation for businesses and start-ups. That’s where CQAM exists
and that is on the rise. I am going to see the third sector where you
have academic and industry and in between there is a middle ground
to rise. It will also emerge as an independent sector of the undefined
space between academics and companies. As we know research
contains high risk, the nature of research is not something that is
going to work out well and that only works 1% of the time. Just think
of the invention of the light bulb. Edison had to try hundreds of
experiments and only one worked. From a commercial perspective
this is extremely wasteful. Imagine that every one hundred times only
one works. So, research is really expensive and high risk. For
commerce, it has to work all the time. For example, when you buy
something from Amazon, it has to arrive. You can’t say only one in
a hundred packages will arrive. That will be a terrible business to
have. Unfortunately, that’s what research innovation is. That high-
risk space can also lead us to the moonshots and that’s how Google
and Amazon were created. Companies like that have to be given
space to thrive, to be born and to grow and eventually take over the
world for a period of time. We will also expect to see elements
connecting the dots, and these are my CQAM perspective of my
activities and also my rationale for GGSJ which will work as a
catalyst to make things like that happen. At MMF, this is also
something we tried to do, and we are implementing a new course in
entrepreneurship. In this time, it is something that has to be there.
Yicent: Does this mean next year’s students that are not affiliated
with MMF can take this as non-degree course?
Professor Seco: Yes, this course is completely flexible. In principle,
everybody can take it, but students will have to apply. There will be
some requirements. Once they meet the requirements, they will have
access to the online courses. Every year we have 500 applicants apply
for the MMF program and we can only take in 30 students. But we
are influencing people from all around the world with
entrepreneurship no matter which industry they are in, to that extent
we can make a difference and we can increase the number of people
being influenced by the entrepreneurship course. We are trying to
expand our origin of mathematical finance to other spaces where we
can make a difference, for example, entrepreneurship and innovation
are one. We have lots of expertise in that and a lot of our students
succeed in a particular space, like a past MMF alumnus who created
CoinSquare. Entrepreneurship and innovation are really crucial to
what we do, and this is also the way we address it and a way we bring
value to people outside of our actual circle.
DECEMBER 2020
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