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The professional Recovery Agent and Recovery Agency owner should endeavor  to become
                  familiar  with  sections  of  the  Uniform  Commercial  Code  applicable  to  self-help
                  repossession and those federal, state and local laws that affect the self-help repossession
                  process within their area of business coverage.

                                   ®
                  In  the  C.A.R.S. Program  we  have  attempted  to  address  federal  laws  and state statutes
                  the Recovery Agent and Recovery Agency owner are most likely to encounter.  In  doing
                  so,  we  have  attempted  to  provide  definitions  and  explanations  in  a  generic  form that is
                  most applicable to all states that allow self-help repossession activity.
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