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3.9 How are your Extended 3.10 What types of Insurance
Leaves of Absence coordinated does SEKO offer?
with other benefits? SEKO provides the following insurance benefits:

COORDINATION OF LEAVES/BENEFITS • Medical Insurance
The following rules explain how the time off policies • Dental Insurance
and certain insurance benefits are coordinated: • Vision Insurance
• All leaves of absence that you may qualify for at
the same time are to be taken at the same time • Life Insurance
• All time missed from work that qualifies for • Optional Life Insurance
compensation, workers’ compensation, disability • Long-Term and Short-Term Disability Insurance
and/or Family and Medical Leave will be counted
toward the employee’s twelve (12) weeks of • Accidental Death and Dismemberment Insurance
Family and Medical Leave.
• If you otherwise qualify for workers’ Please contact the Human Resources Department
compensation or other disability benefits, you for additional information and policy documentation
shall collect such payments at the same time regarding these insurance benefits.
you are on Family and Medical Leave.
• If you otherwise qualify for other types of paid- 3.11 Does SEKO offer a 401(k)
time-off programs, such as vacation or sick/ Retirement Savings Plan?
personal days, you must substitute those paid SEKO sponsors a 401(k) plan designed to provide
days for unpaid Family and Medical Leave. This eligible employees with the opportunity to save
means that you must take such paid-time- a portion of their earnings for retirement. SEKO
off at the same time you are taking unpaid will match a portion of employee contributions.
Family and Medical Leave. Days on which you Please see the Human Resources Department for
qualify for workers’ compensation or other beneficiary designation and other information
disability payments are not unpaid, so paid- regarding this plan.
time-off cannot be substituted. If your absence
is governed by workers’ compensation, then 3.12 Does SEKO offer a Flexible
applicable law shall govern any conflicts
between this policy and the law. Spending Plan?
SEKO offers a Flexible Spending Plan under Section
CONTINUATION OF INSURANCE 125 of the Internal Revenue Code, commonly known
SEKO will continue to provide medical and life as a “Cafeteria Plan”- which enables you to elect
insurance coverage for up to twelve (12) weeks to save, on a pre-tax basis, a portion of your salary
during the period of approved leave, provided you into accounts that you can use to pay your share of
continue to pay your share of premium payments medical expenses, dental or eye care costs, child
on a timely basis. Failure to pay your share of the care, and other items, subject to certain limits.
premiums on time could result in cancellation of Please contact the Human Resources Department
coverage. If your insurance is cancelled because of for additional information regarding this plan.
late or non-payment of the premium, the availability
of health insurance may be restricted or limited
under the federal law commonly known as HIPAA.
You may have other options available to you when
you lose group health coverage. For example, you
may be eligible to buy an individual plan through
the Health Insurance Marketplace.

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