Page 13 - Benefit Guide 2022
P. 13

Dental Plan

            It’s important to have regular dental exams and cleanings so        Coverage            Monthly
            problems  are  detected  before  they    become  painful—and           Level           Premium
            expensive. Keeping your teeth and gums clean and healthy
            will help prevent most tooth  decay and is an important part      Individual              $22
            of maintaining your overall health.
                                                                              Family                  $54
            Using in-network dental providers

            While you have the option of choosing any provider, you will save   money when you use in-network
            dentists. When using an out-of-network dental provider, you will pay more because that provider has
            not agreed to charge you a negotiated rate.


                         Plan Provisions                 Cigna Network Dentist       Non-Participating Dentist


                                                                             $50 individual
              Annual Deductible
                                                                              $100 family

              Calendar Year Maximum                                      $1,000 per individual


                                                                         $1,500 per individual
              Orthodontia Lifetime Maximum
              Diagnostic and Preventative Services          Covered at 100%,             Covered at 100%,
              (e.g., x-rays, cleanings, exams)                no deductible                 no deductible


              Basic and Restorative Services              80% after deductible          60% after deductible
              (e.g., fillings, extractions, root canals)


              Major Services                              60% after deductible          50% after deductible
              (e.g., dentures, crowns, bridges)

                                                            50% for children              50% for children
              Orthodontia                                     under age 19                  under age 19



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