Page 14 - Benefit Guide 2022
P. 14

Monthly Premium
                                                              Coverage Level
                                                                                      VSP Low          VSP High

                                                            Employee Only                $1                $7

                                                            Family                       $3               $21
         Vision Plan

         The vision plan provides coverage for routine eye exams and pays for all or a portion of the cost of glasses or
         contact lenses. You can choose any provider; however, you always save money if you see an in-network pro-
         vider. We offer a low and high option through VSP.
         Using the VSP benefit is easy. When scheduling your appointment with a network provider, identify yourself
         as a VSP member through the Hillyard Companies and give the provider the employee’s birth date and social
         security number. Before selecting supplies, be sure to ask about discounts. You will pay the provider for any
         costs not covered through VSP. If using a non-network provider, the member will pay the provider directly
         and file for reimbursement with VSP.

         VSP Low Plan
         The basic VSP plan covers one WellVision exam every calendar year at a participating provider. This plan also
         offers a 20% discount on prescription glasses and sunglasses and a 15% discount on a contact lens exam.

         VSP High Plan

                                                        VSP High                             VSP High
         Plan Provisions                              In-Network                          Out-of-Network

          Examination & Materials

              Exam Copay                                $0 copay                             Up to $45
              Materials Copay                           $25 copay                            $25 copay
          Frequency

              Examination                               12 months                            12 months
              Lenses or Contact Lenses                  12 months                            12 months
              Frames                                    24 months                            24 months
                                           $150 allowance + 20% off any balance.
          Frame Allowance                     Feature Frame allowance=$170                   Up to $70

          Lenses

              Single/bifocal/trifocal/lenticular   Covered in full after copay         Up to $30/$50/$65/$100
              Standard Progressive                    Covered in full                        Up to $50

              Premium Progressive                       $95-$175                             Up to $50
              Premium Anti-Reflective                      $41                                  N/A
              Polycarbonate                              $31-$35                                N/A


          Contact Lenses (instead of glasses)
              Elective                                $150 allowance                         Up to $105
              Necessary                          Covered in full after copay                 Up to $210


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