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satisfaction query to our
             insured: more than  95%  of
              them were satisfied or very             UNIQA
             satisfied with UNIQA servic-
              es.
              In early 2006, we are going to
              inaugurate a new service to
                                                                                     wt-IOLEUFrUNF0WS BEFORE ME.
              our clients: they will be able
              to access their medical
              accounts from the Internet
              and this is also a move to             International health
              increase contact and trans-
              parency with our clients.              and
                                                     accident insurance
              We have an excellent local
              health network; including the
              best private clinics and health
              providers, whether for out-            You live your life - we give you safety
              patient care or for hospitaliza-
              tion; we provide world-wide
              repatriation; In addition, our
              concern is to keep the costs
              under control. It is easy to
                                                     Partner of International Organisations
              offer everything, but the costs
              have to be reasonable and the
              insured person must find
              his/her way financially. This
                                                                                      UNIQA Assurances SA
              is the most difficult part,                                             Rue des Eaux-Vives 94
              especially in a country like                                            Case pos tale 6402
                                                                                      1211 Genève 6
              Switzerland where medical
              costs have exploded over                                 kNet           Tél: +4122 71863 00
              recent years.                                         T                 Fax: +4122 71863 63
                                                                                      e-mail: contactuniqa.ch
                                                                           5..
                                                                                      www.uniqach
              For instance, I am very
              pleased that we have been
              able to establish a partnership   ences, we select those places   Yes, that's the case. In addi-  course, to increase awareness
              with more than 100 medical   where most of them go, eval-  tion, we guarantee a direct   about UNIQA—to make it
              doctors in Geneva who have   uate the quality of the servic-  payment, which implies that   even better known within the
              accepted to apply the recom-  es offered, and then negotiate   you do not have to pay any-  specialized market in which
              mended fees Tarmed to   to obtain a good price and   thing apart from your pri-  we operate. We are also con-
              our insured. You must under-  priority access for our clients.   vate expenses. We have, for   stantly aiming to improve the
              stand that the international   The supplier, on the other   instance, a special agree-  quality of the products and
              community does not benefit   hand, is guaranteed that he   ment with the Clinique   solutions that we offer and to
              from the same fee schedule as   will receive a steady number   Générale Beaulieu, which   find new clients who may
              the Swiss; therefore doctors   of clients.      gives us a very attractive   benefit from our expertise
              are free to charge high fees.                   price for child-birth with an   and know-how. Our company
              This is the reason why there   Establishing partnerships—  optimal quality of medical   has strong values to which
              is such a huge variation in   drawing up agreements with   treatment. However, when it   we remain faithful, such as
              fees from one doctor to   our partners—in order to pro-  comes to a consideration as   transparency, ethics, flexibili-
              another. Our work consists of   vide high-quality medical   important as health, it is   ty and quality.
              finding high-quality partners   service with reasonable   very important to guarantee
              with reasonable prices, and   prices is one of our priorities   to the insured persons that
              this is really quite a chal-  and areas of expertise. I think   the final choice will still
              lenge.                  it is really very valuable for a   remain theirs and that they
                                      private insurance company to   will be free to choose the
              Q: So how to you proceed to   have been able to establish   medical provider that suits
              choose a supplier?      such a network.         them best.             UNIQA Assurances SA
                                                                                     94, rue des Eaux-Vives
              Our clients have certain   Q: So if I am insured with   Q:  What are your objec-  CH-1211 Geneve 6
              habits in Geneva and we are   your company, I have priori-  tives?
              limited by the local offer.   ty access in comparison with             Tel: 4122 718 63 30
              However, knowing that our   somebody who is not insured   Our objectives are, of    Internet: www.uniqa.ch
              clients have certain prefer-   with you?
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