Page 270 - BCML AR 2019-20

FINANCIAL STATEMENTS

Notes forming part of the Consolidated Financial Statements

Note No. : 19 Borrowings (Contd.)

b) Terms of Repayment:
Lender of Loan Rate of Amount outstanding Amount outstanding Period of Number of Amount Details
Interest (ROI) as at 31st March, 2020 as at 31st March, 2019 maturity w.r.t. installments of each of security
(%) the Balance outstanding installment offered
Current Non- Current Non-
(H in Lacs) current (H in Lacs) current Sheet date as at (H in Lacs)
[Refer note (H in Lacs) [Refer (H in Lacs) as at 31st March,
no.20(ii)] note 31st March, 2020
2020
no.20(ii)]
1. Government of U.P. * 5% p.a. (Fixed) 7301.63 21279.87^ 5476.22 27391.12 4 years 3 51 608.47 Refer note
(through ICICI Bank months no. 19 (i) (a) (i)
Ltd.) and 3 days above
Sub - Total 7301.63 21279.87 5476.22 27391.12
2. ICICI Bank Limited ICICI one year - 5000.00 - - 4 years 8 4 1250.00 Refer note
MCLR (+) 0.70% months no. 19 (i) (a)(ii)
effective rate and 30 days above
8.95%
Sub - Total - 5000.00 - -
3. HDFC Bank Limited HDFC one year 501.50 7522.50 - - 4 years 8 16 501.50 Refer note no.
MCLR (+) 0.60% months 19 (i) (a) (iii)
effective rate and 30 days above
8.75%
Sub - Total 501.50 7522.50 - -
4. Government of India, # Bank Rate (-) 533.40 - 533.40 533.40 5 months and 1 533.40 Refer note no.
Sugar Development 2% i.e. 4% p.a. 15 days 19 (i) (a) (iv)
Fund above
Sub - Total 533.40 - 533.40 533.40
Grand Total 8336.53 33802.37 6009.62 27924.52
* Rate of interest has been fixed by the Government of Uttar Pradesh @5% for entire tenure of the loan under the Scheme of Extending
Financial Assistance to Sugar Undertaking - 2018
# Bank rate as prevailing on the date of disbursement.
^ excluding H 2450.40 Lacs (Previous year : H 3640.78 Lacs) on account of effective interest rate adjustment for being taken to Deferred
Income as stated in Note No. 37(8)(xiii).

268 | Balrampur Chini Mills Limited