Page 288 - AR DPBM-2016--SMALL

Ikhtisar Utama Laporan Manajemen Profil Dana Pensiun Bank Mandiri

Key Financial Highlights Management Report Dana Pensiun Bank Mandiri Profile

Pengukuran risiko dilakukan melalui pendekatan portofolio Risk measurement is conducted through a defined asset
aset yang ditetapkan dengan memperhatikan pengukuran portfolio approach taking into account the measurement
risiko per kategori aset berdasarkan kelas asset yang of risk per asset category based on the asset class defined
ditetapkan berdasarkan mapping risiko. Nilai Indeks kelas by risk mapping. The DPBM risk class index value for the
risiko DPBM pada periode Desember 2016 berada pada period as at December 2016 was at 4.68. Investment asset
4,68. Pengelolaan aset investasi telah dikelola dengan management has been well managed where the value
baik dimana nilai indeks risiko terealisasi sebesar 4,68 dan of risk index has realized 4.68 and in accordance with
sesuai dengan batasan risiko pengendalian yang telah the limitation of control risk that has been set that is a
ditetapkan yaitu maksimal 5,00. maximum of 5.00.

Salah satu upaya untuk meminimalisasi risiko yang One effort to minimize the risks arising from investment
ditimbulkan dari pengelolaan investasi yaitu dengan management is by diversifying the types of investments.
adanya diversifikasi jenis investasi. Sebaran aset portofolio The distribution of DPBM portfolio assets for the position
DPBM untuk posisi Desember 2016 adalah sebagai berikut: as at December 2016 was as follows:

Peta Sebaran Alokasi Aset Berdasarkan Profil Risiko
Map Showing Allocation of Assets Based on Risk Profile
Very High Risk – Score Risk 9-10 5 l Pernyataan
Langsung
Direct Investment
High Risk – Score 7-8 4
l Saham Bursa
2. RIsK LeveL Medium High Risk – Score 5-6 3 2 l KIK EBA l Reksadana l SUN l Obligasi
Stocks Exchange
Mutual Funds
Bonds
KIK EBA
Medium Risk – Score 3-4
Low Risk – Score 1-2
1
l Sertifikat
Deposito
On Call Deposits
Berjangka
Time Deposits
Deposits l Deposito On Call l Deposito
Certificate
l Tabungan
Saving
Accounts
Output (Risk Grade) 1 2 3 4 5
Safe – Relatively safe
investment
Aware – Safe investment
with few notes and regular Nominal 0≤x≤Rp 50 M Rp 50M ≤x≤ 250 M Rp250 M≤x≤ Rp 750 M Rp 750 M ≤x≤ Rp 1,5 T X ≥ Rp 1,5 T
monitoring
Cautions – Safe investment
with few notes and close
monitoring
Warning – breaches risk
appetite avoid investment in 1. ImpAcT pRObAbILITy LOss
this area
Pemetaan sebaran alokasi aset di bagi menjadi 4 (empat) Mapping of asset allocation distribution is divided into 4
zona risiko yaitu : (four) risk zones, namely:
• Zona Hijau, merupakan zona yang aman untuk • The Green Zone, a safe zone for investment placements,
penempatan investasi,mengingat kelas risiko yang given the relatively low risk class and the impact of risks
cukup rendah dan dampak risiko yang timbul juga that are still relatively good, so the response to those
masih relatif baik, sehingga tanggapan atas risiko risks can be invested by regular routine management.
tersebut dapat berinvestasi dengan tetap melakukan
pengelolaan rutin.

288 Laporan Tahunan 2016 Annual Report | Dana Pensiun Bank Mandiri