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04 - FAQ’s
9. What should be done if there are more than one co-applicants?
If there are more than one co-applicants, additional application form
should be used to capture the details of all the co-applicants.
10. What should be the size of photograph and is there any colour
specifications?
Photograph should be recent, coloured and of passport size.
11. Who should be the first applicant?
It is always preferred to have first owner of the property and/or the
applicant whose income is considered for sanction of the loan to be
first applicant.
12. What should I do if the specific column is not applicable to
applicant or co applicant?
You should write as “Not Applicable” or in short “NA”
13. What do you mean by full name in application form?
A full name is a name which consist of first name, middle name and
last name. For example, in case of Ranjeet Kapil Sharma, the first name
is ‘Ranjeet’, the middle name is ‘Kapil’ and last name is ‘Sharma’.
In some cases you may have only first name and last name.
To write full name please refer to one of the KYC documents like PAN
Card or Aadhaar Card or as per the name stated in the bank statement.
Do maintain consistency right through the documentation for the loan
and registration of property.
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