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04 - FAQ’s

24. What is “Other” in gender column mean?
“Other” in gender column refers to third gender status for transgender.

25. What should be marked in “Others” appearing in the column
‘Number of dependents’?
In other column, it can be a relative who is dependent on applicant
or on co-applicant. The same needs to be captured in the respective
columns.

26. What if mandatory documents (Aadhaar, PAN) have errors
in personal information of the individual?

This is an important information. As a housing finance company, we
have to provide such data to the regulators and other government
entities as and when asked for.

4.4 - NRI and POA

27. Will I have POA in all NRI cases?
Yes. In every NRI case, you would need POA as both the applicant and
co applicant may be abroad or one of the applicants may be abroad
and he/she may not be available in India to carry out transaction during
processing of the loan or post sanction of the loan.

28. How do I get details of Power of Attorney (POA) to fill up in the
application form?

In NRI cases, you need to share the documentation with the applicants
so that they can get POA made as per the format of PCHF. This can be
in favour of one of the co-applicants staying in India or

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