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BENEFITS

BENEFIT OFFERINGS AND ELIGIBILITY

We provide a variety of benefits to our employees. These benefits are dependent upon the
agreement between us and our client as well as the state in which you work. Employee
benefits are reviewed on a regular basis and revised as conditions warrant or as business
conditions demand, providing meaningful benefits to attract and retain qualified employees.

Benefits are available only after applicable eligibility periods are met by regular, full-time and
part-time employees (where specified).

BENEFIT ENROLLMENT

As part of our commitment to our employees and their well-being, we provide employees with
a variety of benefit plans, such as: unemployment insurance, workers’ compensation, group
health insurance, group dental insurance, group life insurance flexible spending accounts and

401(k) retirement plan.

Although we introduce you to these plans in this section, we cannot provide the details of each
plan here. You should receive official Plan Documents for each of the benefit plans that we
offer. The Plan Documents (along with any updates we provide you) should be your primary
resource for information about your benefit plans. If you see any conflict between the Plan
Documents and the information in this Handbook, you should rely on the official Plan
Documents.

All employees are provided with a benefits enrollment packet within the first month of
employment. The benefit enrollment packet contains summaries of the benefits offered.
Employees with questions or who need more information should contact their Human Resource
Service Team. The benefit carriers generally will provide the Summary Benefit Coverage (SBC)
to employees at the time of benefit enrollment. The Summary Plan Descriptions (otherwise
known as SPDs) are generally made available to employees once enrolled in the plan.

The benefits we provide are meant to help employees maintain a high quality of life—both
professionally and personally. We sincerely hope that you will take full advantage of these
benefits.

Checks and Balances, Inc. 41 1/2017

Disclaimer: This Handbook contains internal confidential propriety information. The policies can change at any time, for any
reason, without warning.