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                                                   at-bat: medical benefits










                  Highmark bcbs medical plans at-a-glance
                                                                                  preventive care
                                     Premier 80/60 HDHP (with HSA)
                                       in-network         out-of-network          Routine Preventive Care helps us stay
                                                                                  well or finds problems early, when they
         Annual Deductible                                                        are easier to treat. Some preventive
         Ÿ Individual                               $1,350
         Ÿ Family                                   $2,700                        services follow certain guidelines, which
                                                                                  depend on your age, gender, health and
         Coinsurance                      20%                   40%
                                                                                  family history. As a part of your health
         Annual Out-of-Pocket                                                     plan, you may be eligible to receive
         Maximum                                                                  some of these preventive benefits with
         Ÿ Individual                    $1,500                $3,000             little to no cost sharing when using
         Ÿ Family                        $3,000                $6,000
                                                                                  in-network providers. Some of these
         Preventive Care                                                          service, screenings and procedures
         Ÿ Physical Exams             Covered 100%          Not covered           include:
         Ÿ Routine Health Screenings  Covered 100%       40% after deductible
                                                                                  Ÿ Routine checkup
         Physician Office Visits
         Ÿ Primary Care            20% after deductible  40% after deductible     Ÿ Pelvic/breast exam
         Ÿ Specialist              20% after deductible  40% after deductible
                                                                                  Ÿ  Cholesterol, diabetes, Hepatitis B and
         Diagnostic Tests          20% after deductible  40% after deductible      C screenings
         (x-rays, blood work)
         Imaging                   20% after deductible  40% after deductible     Ÿ Colon cancer screening
         (CT/PET scans, MRIs)                                                     Ÿ Lung cancer screening
         Outpatient Surgery        20% after deductible  40% after deductible     Ÿ Mammogram
         Inpatient Hospital Services  20% after deductible  40% after deductible
                                                                                  Ÿ Pap test
         Urgent Care               20% after deductible  40% after deductible
                                                                                  Ÿ  Immunizations — flu, chicken pox,
         Emergency Room                       20% after deductible
                                                                                   measles/mumps/rubella, pneumonia,
         Mental Health &                                                           shingles, etc.
         Substance Abuse
         Ÿ Inpatient               20% after deductible  40% after deductible     Above is only a partial list. For a full
         Ÿ Outpatient              20% after deductible  40% after deductible     listing, refer to Highmark’s Preventive
         Prescription Drug Coverage                                               Schedule available on ADP.
         Retail Pharmacy                Subject to medical plan deductible
         (up to 31-day supply)
         Ÿ Generic                            20% after deductible
         Ÿ Brand                              20% after deductible
         Ÿ Brand Non-Formulary                20% after deductible
         Mail Order                     Subject to medical plan deductible
         (up to 90-day supply)
         Ÿ Generic                            20% after deductible
         Ÿ Brand                              20% after deductible
         Ÿ Brand Non-Formulary                20% after deductible





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