Page 1 - Northbridge Companies 2018 OE Guide_Fomatting corrections (002)HLD

Your 2018

Benefit Choices

Northbridge Companies 2018 Benefits Program

2018 Open Enrollment Open Enrollment Checklist:

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November 15 - December 8, 2017  Educate Yourself: This guide provides an
overview of your benefits program as well
as instructions for enrolling and other im-
It’s that time of year again. The time you can make changes to your portant things to help you get the most from
benefits coverage if you wish to do so. Any changes you make your benefits.
during open enrollment will be in effect January 1, 2018 through  Please take time to review the premiums
December 31, 2018. and coverage for each plan, and consider
your needs for the upcoming year before
making your decisions.
What you need to know
 Review benefits and rates and consider
your health care needs in the upcoming
• Medical coverage is being offered through Harvard Pilgrim Healthcare, year.
effective January 1, 2018. You will need to enroll into a medical plan
this year even if you currently have coverage. Your current enrollment  Enroll on time: Complete Medical & Den-
will not carry over to Harvard Pilgrim. You will need to enroll by tal enrollment via the Paycom self service
December 8, 2017 through the Paycom self service portal. ID portal and submit FSA enrollment forms to
cards will be sent directly to your home. your Business Director by December 8,

• Dental coverage will again be offered through Dental Blue. The plan is
being enhanced with orthodontic benefits! If you want enroll or LOOK INSIDE...
terminate coverage for yourself and/or dependents, this can be done
through the Paycom self service portal. If you are currently enrolled in Benefits Eligibility Pg. 3
Dental and don’t want to make any changes, there is nothing that
needs to be done. Dental Blue will issues new ID cards this year, Medical & Prescription Drug Options Pg. 4
there is no change to ID numbers, but please look out for your
new cards. Dental Coverage Pg. 8
Vision Coverage Pg. 9
• Voluntary Vision coverage will again be offered through VSP. If you Flexible Spending Accounts Pg. 10
want enroll or terminate coverage for yourself or a dependent changes
must be submitted through the Paycom self-service portal. If you are Other Company-Provided Benefits Pg. 11
currently enrolled and don’t want to make any changes there is nothing
that needs to be done. Health Care Reform & You Pg. 12
Benefits Glossary Pg. 13
• There is a NEW Health Care Flexible Spending Account & Employee
Assistance Program being offered effective January 1, 2018! Plan Contact Information Pg. 13

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