Page 8 - Northbridge Companies 2018 OE Guide_Fomatting corrections (002)HLD
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Dental Coverage
                                                                      ELECTIONS AND FORMS ARE DUE DEC. 8, 2017


   Dental benefits are provided through Dental Blue.  The Dental Blue plan allows you to seek treatment from the dentist of your
   choice.  However, using a dentist in the Dental Blue network will reduce your out of pocket costs.

   The table below provides you with a brief overview of your costs under the dental plan. The table is not a contract and it does not
   include all benefits, limitations, or exclusion provisions of the plan.  If there is a discrepancy between this comparison and the plan
   contracts, the plan contracts will govern.

         Dental Blue Plan
         Services                                         In-Network                        Out-of-Network

         Deductible  (per calendar year)
         Applies to basic and major services                $0 for In-Network                                             $50/ individual & $150/ family

         Annual Maximum Benefit                                               $1,500
         (per calendar year)
         Preventive Services
         Exams, cleanings, x-rays, sealants for              0%                                  0%
         children
         Basic Services

         Fillings, simple extractions, Endodontics,
         Periodontal Maintenance                       0% after deductible                 20% after deductible

         Major Services
         Oral surgery, root canal, crowns, bridges,       40% after deductible             50% after deductible
         dentures

         Orthodontia Services (for dependent children up to age 19 only) - NEW BENEFIT
                                              50% up to $1,000 lifetime maximum benefit   50% up to $1,000 lifetime maximum benefit
         Appliances & related services
                                                  (combined in and out of network)    (combined in and out of network)





        Employee Contributions Per Pay Period
         Dental Blue  Plan

         Employee Only                      $11.43
         Employee + Spouse                  $26.17

         Employee + Child(ren)              $24.25

         Family                             $34.09


















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