Page 82 - Ecobank Gambia Annual Report 2020
P. 82
Financial Statements & Annual Report
Notes to the Financial Statements
for the year ended 31 December 2020 (in Thousands of Gambian Dalasis)
Operating segments (continued) CIB Consumer Commercial Others eProcess ETI Total
Business segments 258,619 42,206 - 449,315
95,766 107,070 41,421 - - 239,133
At 31 December 2020 71,995 39,601 - 211,380
Net interest income 56,177 71,373 - - - 899,829
Net fees and commission income 386,790 177,572 -
Foreign Exchange & Other income 116 328 - 115,602 - - 13,190
Operating income
Impairment on Loan and advances 294,046 41,421 -
and Others assets
13,634 - -
Staff expenses
Deprecitation and Amortisation 58,653 42,093 47,861 - - - 148,607
Others operating expenses 11,623 9,081 - - 28,620
Operating profit 73,222 7,916 - - - 221,763
Share of profit of associates 243,409 90,830 - - 487,649
and joint venture 35,896 57,712 - - -
Total income -
- 166,923 41,421 - - 487,649
- -
243,409 35,896 166,923 41,421
Total assets 10,080,408 155,913 494,491 - - - 10,730,812
Total liabilities 3,881,676 2,661,738 3,005,950 - - - 9,549,363
At 31 December 2019 CIB Consumer C ommercial Others eProcess ETI Total
Net interest income 2 28,312 41,090 70,815 20,742 - - 360,959
Net fees and commission income 97,611 105,557 - - 296,990
Foreign Exchange & Other income 46,264 93,822 - - - 146,010
Operating income 372,187 27,872 - - 803,959
Impairment on Loan and advances 174,518 71,875 - - -
and Others assets 4,397 20,415
Staff expenses 4,648 236,512 20,742
Deprecitation and Amortisation
Others operating expenses 11,370 -
Operating profit
Share of profit of associates 47,358 33,281 34,914 - - - 115,554
and joint venture 11,050 7,905
Total income 68,415 7,523 - - - 26,478
240,967 103,448
25,236 61,197 - - - 233,059
-
- 121,508 20,742 - - 408,452
- - - - -
240,967 25,236 121,508 - - - 387,711
Total assets 7,376,936 193,046 770,866 - - - 8,340,848
Total liabilities 3,903,072 2,289,406 2,155,749 - - - 8,348,227
80 Ecobank Gambia Annual Report 2020 www.ecobank.com
