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AYZDOTLLC
>>FINANCIAL ASSUMPTIONS
The assumptions below provide growth rates, cash on hand, and the terms of funding based on an initial loan and owner’s contribution
amounting to $275K.
FINANCIAL ASSUMPTIONS
Year 1 Year 2 Year 3 Year 4 Year 5
Growth Assumptions
Total Revenue Growth 62% 38% 20% 20%
Total Expense Growth 55% 24% 14% 8%
Personnel Assumptions
Average Salary Growth 11% 3% 3% 3%
Payroll Growth 75% 30% 17% 8%
Cash Assumptions
Months of Cash on Hand 2 2 3 3 5
Bill Payment Term (Days) 32 32 32 32 32
Loan Assumptions
Fixed Rate Loan
Loan Term 5
Loan Rate 4.0%
Monthly Loan Payment $4,420 $4,420 $4,420 $4,420 $4,420
Average Monthly Interest $733 $583 $426 $264 $94
Average Monthly Principle $3,687 $3,837 $3,994 $4,156 $4,326
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