Page 5 - Burnham EE Guide 01-20
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BURNHAM CULTURE       ENROLLMENT INFORMATION





                 Who May Enroll

                 All regular full-time employees working at least 30 hours per week and their eligible dependents may participate
                 in Burnham’s benefits program. Your eligible dependents include:
                 •  Legally married spouse
                 •  Registered domestic partners
                 •  Children under the age of 26, regardless of student or marital status

                 When You Can Enroll

                 Eligible employees may enroll at the following times:
                 •  As a new hire, you may participate in the company’s benefit plans on the first day of the month following the
                    completion of 30 days of full-time employment
                 •  Each year, during annual open enrollment
                 •  Within 31 days of a qualified change in family status as defined by the IRS – see Changes to Enrollment
                 •  You may enroll in Voluntary Life and AD&D insurance at any time, subject to proof of good health and carrier
                    approval
                 How to Enroll

                 All benefit elections must be made on our online enrollment portal. See page 7 for more information.

                 Changes to Enrollment

                 Burnham’s benefit plans are effective January 1st through December 31st of each year. There is an annual open
                 enrollment period each year, during which you can make new benefit elections for the following January 1st
                 effective date. Once you make your benefit elections, you cannot change them during the year unless you
                 experience a qualified change in family status as defined by the IRS. Examples include, but are not limited to,
                 the following:
                 •  Marriage, divorce, legal separation or annulment
                 •  Birth or adoption of a child
                 •  A qualified medical child support order
                 •  Death of a spouse or child
                 •  A change in your dependent’s eligibility status
                 •  Loss of coverage from another health plan
                 •  Change in your residence or workplace (if your benefit options change)
                 •  Loss of coverage through Medicaid or Children’s Health Insurance Program (CHIP)
                 •  Becoming eligible for a federal or state premium assistance program under Medicare, Medicaid, or CHIP


                                Important!

                                Coverage for a new spouse or newborn child is not automatic. If you experience a change
                                in family status, you have 31 days to update your coverage. Login to our online enrollment
                                portal to update your dependent information as needed. If you do not update your coverage
                                within 31 days from the family status change, you must wait until the next annual open
                                enrollment period to update your coverage.

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