Page 24 - Fleet
P. 24

Whilst at the incident:   Key Points:


 •  Do not admit liability: the insurers will decide who is responsible for the   Incidents need to be reported same-day - claims reported later than this
 incident. Avoid making an apology at the scene. Any statements you make   cost more.
 may be used in evidence against you.
  Have a think what caused the incident?
 •  Exchange Details: please complete the card in full and pass to the third
  •  90% of incidents are due to a distracted driver
 party. If there is more than one other vehicle involved, please complete
  •  What  distracts  you  whilst  driving?
 as many cards as required.

 •  Gather Information: details of any vehicles involved, weather conditions   Do you look around for potential hazards when returning to a parked
 and vehicle occupants. If safe to do so, take photographs of the scene and   vehicle?
 any damage to vehicles.   •  70%  of HSS  incidents  are at low speed  whilst  manoeuvring,  usually  just
  after the driver has returned to the vehicle.
 •  Complete all sections on the page: tear off the right hand side of the card
 and exchange your details with any third parties involved.

 •  Contact the HSS Accident Management Support Service on 08009
 172 712


 Useful  Information:   Before  Leaving:




 If there  are any injuries,  call the emergency  services  immediately  on 999
  1.  Have HSS insurance  details  been  provided  to any third  parties?
 Call the police to the vehicle incident if:   2.  Has the third party provided their contact and insurance details to the HSS
 •  Any vehicle  involved  in the incident  is blocking  the road   Driver?
 •  Anyone  suspects  a driver of being  intoxicated  with drink  or drugs   3.  Have the details  of all witnesses  been  obtained?
 •  Anyone  suspects  a potential  fraud  or ‘crash  for cash’   4.  Have photographs  of any vehicle damage  been  taken?
  5.  Has the  HSS  Accident  Management  Support  Service  been  contacted?
   19   20   21   22   23   24   25   26   27   28   29