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contributions from company CEOs, service providers, national
trainers, industry insiders, and top real estate investors across the
country. The book also incorporates a healthy Appendix packed
with state and national resources, including valuable contacts
and websites, sample forms, checklists, and all the necessary
federal disclosure forms for a loan application.

Ralph Roberts is a recognized authority on all aspects of real
estate, a highly sought-after speaker, and author of numerous
books, including Flipping Houses For Dummies, Foreclosure Invest-
ing For Dummies, Advanced Selling For Dummies, and Foreclosure
Self-Defense For Dummies (John Wiley & Sons); Sell It Yourself
(Adams Media Corporation); Walk Like a Giant, Sell Like a Mad-
man: America's #1 Salesman Shows You How to Sell Anything (Wiley);
REAL WEALTH by Investing in REAL ESTATE (Prentice Hall); and
Protect Yourselffrom Real Estate and Mortgage Fraud (Kaplan).

Chip Cummings has been an originator, broker, banker, and
president of both large and small mortgage companies, with over
$1 billion dollars in originations under his belt throughout his
23-year career. He is a certified trainer for the National As-
sociation of Mortgage Brokers, past President of the Michigan
Mortgage Brokers Association, member of the NAMB National
Education Committee, and National Trainer for Ellie Mae. He is
the author of the self-published Stop Selling and Start Listening!
(Northwind, 2005); ABCs ofFHA Lending (Northwind, 2004); and
numerous weblogs and websites.

The ultimate homeowner's guide to getting a great deal on
a mortgage.

Mortgage Myths
77 Secrets That Will Save You Thousands on Home Financing
By Ralph R. Roberts and Chip Cummings
Wiley; December 2007
$17.95; 978-0-470-19587-1, Paper