Page 13 - Monster Energy 2021-2022 Benefits Guide

These voluntary
Additional benefits
WHOLE LIFE INSURANCE
If you need more protection than the group
term life insurance coverage offers, consider
Unum’s whole life insurance. It’s designed to
provide death benefits to your beneficiaries
but also may accumulate cash value while
you’re alive. You may apply for coverage
during open enrollment.
Once you buy coverage, your costs stay
the same as long as you keep the policy
and the coverage is portable.
ACCIDENT INSURANCE
Accident Insurance provides benefits to
help cover the costs associated with
unexpected bills due to covered accidents,
regardless of any other insurance you have.
If you purchase coverage and are hurt in
a covered accident (such as broken bones,
burns, ER treatment and hospitalization),
you will receive a cash benefit for covered
injuries that you may spend as you like.
This coverage is available to you, your
spouse and your children.
CRITICAL ILLNESS INSURANCE
This provides cash to help pay for both
medical expenses not covered by your
medical plan as well as day-to-day
expenses — like rent, mortgage, car
payments, etc. — while you are ill. With
Critical Illness Insurance, if you are
diagnosed with a covered illness, you
get a lump-sum cash benefit, even if you
receive other insurance benefits. Covered
conditions include blindness, heart attack,
stroke, cancer and more. You may choose
a benefit amount of $5,000 or $10,000.
This coverage also includes a wellness
benefit of $100 per calendar year for a
preventive health screening.
plans provide
additional coverage
and protection in
case of the
unexpected.
IDENTITY THEFT PROTECTION
This plan through Cigna is designed
to protect your identity and assets
through identity, credit and social
media monitoring.
Personal case managers offer one-
on-one advice and take care of
administrative tasks and phone calls
needed to rectify identity theft issues.
This benefit is offered at no cost
to employees.
TRAVEL INSURANCE
When you’re traveling and the
unexpected happens, take advantage
of travel assistance from CHUBB.
This insurance provides medical and
travel-related assistance for our business
travelers. The Business Travel Accident
plan includes:
+ Worldwide medical/dental coverage
+ Dispatch of doctors and specialists
+ Facilitation of hospitalization
+ Emergency medical evacuations
+ Help with replacing travel documents
+ Emergency travel arrangements
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