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P. 45

to take all opinions into account to improve the quality. We publish information on
                   pensions,  taxation,  health  insurance,  and  also  some  articles  of  a  less  serious
                   nature.  The  Bulletin  can  be  issued  thanks  to  the  assistance  of  a  number  of
                   volunteers for translations, research and electronic layout. Michèle Vieille has joined
                   the Bulletin’s editorial team, but we are still looking for volunteers to help improve
                   our  texts  in  both  French  and  English.  Douglas  Helland  ensures  all  the  tasks  of
                   layout and formatting to make the Bulletin as attractive as possible.

               37. We also send out e-mail information on local cultural activities by NEWSLETTER or
                   FLASH  to  encourage  our  members  to  take  part  in  the  social  life  of  the  “Léman
                   region”.  Several  NEWSLETTERS  have  given  information  on  French  taxation  and
                   more particularly deduction at source in 2019 which raises many questions due to
                   its complexity and frequent changes.



                           v.  Providing  support  to  retirees  who  are  no  longer  able  to
                               manage some administrative formalities or with financial
                               difficulties

               38. We have continued to provide ad hoc assistance to retirees who have encountered
                   difficulties  and  have  created  and  set  up  a  new  enhanced  website
                   https://afics.unog.ch/AAFI-AFICS Guide des Services sociaux.pdf

               39. The  Committee  has  put  together  for  our  members  a  wealth  of  information
                   concerning  the  medico-social  services  available  in  the  Greater  Geneva  region.  If
                   necessary, the Committee may seek expert professional help on social welfare but
                   this has not been needed in 2019.

               40. AFICS is also fortunate to have the unwavering assistance of France Henry who
                   helps  retirees  with  the  preparation  and  submission  of  complex  reimbursement
                   claims  to  UNSMIS.  France  spends  at  least  one  day  a  week      unravelling  bills,
                   explaining the rules and follow-up.

               41. The  Rules  of  the  AFICS  Solidarity  Fund  state  that  the  purpose  of  the  Fund  is  to
                   assist former international staff members faced with unexpected financial difficulties
                   that cannot be met by taking a loan or other financial means.

               42. Some requests reveal a lack of wisdom of retirees who have squandered their lump
                   sum, have no savings and have not made a budget. A longer life span often means
                   increased medical expenses.
















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