Page 12 - ABN Seller's Guide
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0 0 Seller s Guide                                                                  Step




                                        ELLER DI CLO URE





     S       D          & I         C    '  H

     The seller is to deli er to the bu er a  ritten fi e- ear insurance claim histor  regarding the premises. If
     the seller li ed in the home for less than fi e  ears, a claims histor  should be for the length of time the
     seller has o ned the premises. The claims histor  is to come from the seller's insurance compan  or an
     insurance support organi ation, or a consumer reporting agenc . If una ailable from these sources, then
     it must come from the seller.

     This disclosure is to be deli ered  ithin fi e da s after contract acceptance. The seller ma  obscure an
     reference to date of birth or social securit  number from the document. The bu er shall pro ide notice of
     an  items disappro ed  ithin the inspection period or 5 da s after receipt of the claims histor ,
      hiche er is later.

     W    M    B  D        ?

     An  e isting problems or defects that the seller is a are of must be disclosed - in  riting.


     M           & H    I           R
     All records pertaining to maintenance ser ice  ork,  arrant   ork, or impro ements  ou ha e made to
     during  our o nership of the home must be a ailable. This is especiall  important for roof replacement or

     repair, appliance repair, plumbing repair or electrical  ork.

     U       B

     Man  bu ers  ill  ant to kno  the a erage monthl  utilit  bills, so the  can budget accordingl . If  ou
     ha e all of  our bills for gas, electricit , se age, garbage, &  ater from the pre ious  ear, it  ill ha e a

     positi e impact on the sale process.


     W
     An   arranties that are still in effect for home appliances, or other items, must be made a ailable. This is

     particularl  important for pools, spas, roofs, electrical and major appliances.


     L             H    P
     Tr ing to co er up e isting problems in  our home is a serious mistake. For e ample, painting o er  ater
     damage on a  all, or something similar. This is an e ample of  ithholding critical information, and falls

     under the la s of Seller Disclosure. In short, honest  is paramount in selling a home.







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