Page 66 - IAK Emagazine Thenmozhikal

an-X-hy-bw- F-§s\
a n-X-hy-bw- F-§s\

Po-hn-X-N-cy-bm-¡mw-
Po-hn-X-N-cy-bm-¡mw-

Pn-tâm -tPmbv.

If you cannot control your emotions, you“
cannot control your money“ warren Buffett

{]-hm-k Po-hn-X-¯n-Â- B-i-¦s¸SmsX km-¼-¯n-I- sIm-tdmW- F-¶- a-lm-hym-[n- -temIs¯ Xs¶ ]n-Sn-¨p-
kp-c-£n-X-X-zw- -t\Smw- F-¶p-Å-Xns\]-än- N-À-¨- Ip-ep-¡n-bt¸mÄ- {]-hm-kn-I-fm-b- \mw- Hmtcmcp-¯-cpw-
-sN¿s¸-tSï- Im-ew- A-Xn-{I-an-¨n-cn-¡p-¶p-. \-½psS ]-I-¨p- \n-¶pt]mbn-. ]-e-cpw- -shdpw ssI-tbm-sS
]p-kvX-I-¯m-fp-I-fn-epw- hn-Zym-`ym-k kn-e-_-kp-I-fn-epw- F-Ãm- {]-Xo-£-I-fpw- A-kvX-an-¨v ]n-d-¶p- ho-W-
F-§s\ -tPmen- -t\Smw-? F-§s\ k¼m-Zn-¡mw-? a-®n-Â- Xn-cns¨¯n- _p-²n-ap-«n-eqsSbpw- C-Ãm-bva-
F-¶p-Å-Xns\ ]-än- {]-Xn-]m-Zn-¡p-I-bpw- ]-Tn-¸n-¡p-I- bn-eqsSbpw- I-S-¶p- -t]mIp-¶p- F-¶p-Å-Xv H-cp-
bpw- -sNbvXpsImïn-cn-¡p-¶p-. ]t£ k¼m-Zn-¨- ]-Ww- bm-Ym-À-°y-am-Wv.
F-§s\ \n-e-\n-À-¯ns¡mïv `m-hn- Po-hn-Xw- F-§s\
kp-c-£n-X-am-¡n- k´p-ã-am-b- H-cp- Po-hn-Xw- -sI«n- B-b-Xn-\m-Â- \-½-Ä-¡v Hmtcmcp-¯-À-¡pw- C-¶p-
¸-Sp-¡p-hm-³- B-h-iy-am-b- \n-e-bn-ep-Å- bmsXmcp-hn-[- ap-X-Â- D-Nn-X-am-b- H-cp- Xo-cp-am-\saSp-¡mw-..
]-Tn-¸n-I-fpw- Im-Wp-hm-³- km-[n-¡p-¶n-Ã-. \mw- kp-Øn-c-am-b- H-cp- km-¼-¯n-I- `-{Z-X- -ssIh-cn-¡mw-...
Hmtcmcp-¯-cpw- a-\-Ên-emt¡ï- Im-cyw- k¼m-Zn-¡p- H-cp- I-À-¡-i-¡m-cs\ -t]m-se \-½psS {]-b-Xv\-^-ew-
¶-Xnt\¡m-fpw- Im-Tn-\yw- G-dn-b- Im-cy-am-Wv k¼m-Zn-¨- Ir-Xy-am-bn- \-½psS `m-hn-¡pw-, X-e-ap-d-bv¡pw-, \-½psS
]-Ww- F-§s\ Im-cy-£-a-am-bn- `m-hn- Po-hn-X-¯n-\v cm-Py-¯n-\pw- D-X-Ip-w- hn-[w- D-]tbmKn-¡mw-. \-½psS
D-X-Ipw-hn-[w- D-]tbmKs¸Sp-¯m-\p-Å- A-dn-hv -t\Sp-I-. km-¼-¯n-Iw- Nq-j-Ww- -sN¿p-¶- Io-S-§sf A-I-än-
]-et¸mgpw- \-½-Ä- a-d-¶p- -t]mIp-¶- H-cp- Im-cy-ap-ïv \n-À-¯mw-...
\-½psS B-h-iy-§sf B-h-iyw-, A-Xym-h-iyw-, A-\m-h-iyw-,
F-¶n-§s\ X-cw-Xn-cn-¨v \-½-Ä-¡v e-`y-am-b- h-cp-am-\w- \m-«n-ep-Å- \-½psS Ip-Spw-_s¯ klm-bn-¡p-¶-
sImïv Po-hn-¡m-³- km-[n-¡p-¶n-Ã- F-¶p-Å-Xv Xnt\m-sSm¸w- \-½-Ä-¡v -thïn- Iq-Sn- Po-hn-¡p-hm-³-
\-½-Ä- Hm-Àt¡ï- H-cp- Im-cyw-. Po-hn-X-¯n-Â- \-½-Ä- Xp-S-§mw-. A-Xn-\pthïn- kz-´-am-bn- _m-¦v A-¡-u-ïv
H-cn-¡-epw- asämcmsf Xm-c-X-ayw- -sN¿-cp-Xv. {]-hm- C-Ãm-¯-h-À- C-¶p-Xs¶ A-h-\-h-sâ -t]cn-Â- A-¡-u-ïv
kn-I-fm-b- a-e-bm-fn-I-fn-Â- I-ïp-h-cp-¶- H-cp- {]tXyI-X- Xp-S-§-Ww-. F-{X- Xp-Ñ-am-b- Xp-I-bm-Wv i-¼-fw- F-¦n-epw-
]-et¸mgpw- A-b-Â-hm-kn-I-Ä-¡m-bn- Asæn-Â- A-Xn-Â- \n-¶pw- -sNdn-b- k¼m-Zyw- A-h-\-h-sâ
a-äp-Å-h-À-¡m-bn- Po-hn-¡p-¶-Xm-bn- -tXm¶m-dp-ïv. -t]cn-ep-Å- A-¡-u-ïn-Â- \nt£]n-¡-Ww-. F-¶p-Å-Xv
A-b-Â-hm-kn- H-cp- ho-Sp- ]-Wn-Xmtem, h-ïn- hm-§n-bmtem, H-cn-¡-epw- \-½psS Nn-e-hv I-gn-ªv \-½psS A-¡-u-
A-Xn-epw- h-ep-Xv hm-§n- -sR«n-¸n-¡-Ww- F-¶p-Å-Xv ïn-Â- \nt£]n-¡mw- F-¶v Hm-À-¡-cp-Xv, A-Xv H-cn-¡-epw-
s]mXpth a-e-bm-fn-I-fn-Â- Im-Wp-¶- H-cp- {]tXyI-X- \-S-¸p-Å- Im-cy-a-Ã-. \-½-Ä- Hmtcmcp-¯-cpw- \-ap-¡v
bm-Wv. a-äp-Nn-e-cm-Is« D-Zm-c-am-bn- hm-cnt¡mcn- F-Ãm-h- i-¼-fw- In-«pt¼mÄ- -sNdn-b- H-cp- hn-ln-Xw- \-½psS
À-¡pw- -sImSp-¡pw.- -th-sd Nn-e-À- \-¶m-bn- {K-l-]m-Tw A-¡-u-ïn-Â- \nt£]n-¡-Ww-. kp-c-£n-X-¯n-\p-
sN¿msX a-äp-Å-h-cpsS hm-¡p-I-Ä- hn-i-z-kn-¨v Nn-e- -thïn- \nt£]n-¨n-«v am-{Xta \mw- \-½psS `-h-\-¯n-Â-
\nt£]-§-fn-Â- G-Às¸Sp-I-bpw- A-h-km-\w- I-b-dpI-b-pÅq- F-¶v Xo-cp-am-\n-¡mw-. B-[p-\n-I-
h-en-b- km-¼-¯n-I- _m-[y-X-bn-Â- F-¯nt¨cp-I-bpw- Po-hn-X-¯n-Â- F-{X-am-{Xw- Dsï¶p- ]-d-ªm-epw-
sN¿p-¶p-. \-½-Ä- Hm-Àt¡ï- H-cp- Im-cyw- \-½-Ä- Xm-a-kn- s]-s«¶p-Å- ]-W-¯n-\v {]-kàn- h-fsc Iq-Sp-
¡p-¶- hotSm, \-½-Ä-¡v am-{X-am-bn- D-]tbmKn-¡m-\p-Å- X-em-Wv. {]tXyIn-¨v {]m-b-am-IpwtXmdpw- \-ap-¡p-
hm-l-\tam, H-cn-¡-epw- \-½-fpsS B-kvXn- A-Ã-. h-cp-am-\w- ïm-Ip-¶- BtcmKy-{]-iv\-§-fpw- h-À-²n-¨p-h-cp-¶-
D-ïm-Im-¯-Xv H-¶pw- \-½psS \nt£]-a-Ã-. a-cp-`q- Nn-e-hp-I-fpw- Xm-§p-¶-Xv an-X-hyb-¯n-eqsS
an-bnse Im-cp-Wytadn-b- ]-Xn-\t©m, C-cp-]tXm Po-hn-¨nsæn-Â- {]-hm-k¯n-\v -tijw- Ip-Spw-_-
h-À-js¯ b-u-h-\-]q-cn-X-am-b- B-bp-Ên-sâ knw-l- ¯n-Â- \n-¶pw- kaq-l-¯n-Â- \n-¶pw- A-]-am-\n-X-cm-bn-
`m-K-hpw- {]-hm-k Po-hn-X-¯n-Â- -sNe-h-gn-¨-Xn-\p Po-hnt¡ï- A-h-kvY-bn-Â- F-¯nt¨cpw-.
tijw- km-¼-¯n-I- kp-c-£n-X-X-zw- C-ÃmsX h-fsc A-XpsImïv an-X-hy-b¯n-Â- Du-¶n-b- A-h-\-h-sâ
_p-²n-ap-«n-epw- I-ã-§-fn-eqsSbpw- Po-hn-Xw- h-cp-am-\-¯n-\-\p-kr-X-am-bn- Po-hn-¡p-hm-\p-Å- H-cp-
X-Ån- \n-Â-¡p-¶-h-À- A-\-h-[n-bm-Wv. Im-gvN-¸m-Sn-Â- \-ap-¡v apt¶dmw-.

66 IDUKKI Association - Kuwait