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9. Ibid. CHAPTER 12
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16. Woolsey, Ben, and Matt Schulz. “Credit Card Statistics,
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Use.” April 2009. From https://www1 salliemae. ing competency is based on King, Mark A., Anthony
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The Lucrative Investor, 2009. From http://www.the- 9. Global Community WebNet Ltd. “The Global Com-
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Arnold, Chris. “Credit Card Companies Abuse the tion.” February 6, 2006. From http://global community
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336 Endnotes