Page 25 - 2021 Medical Plan SPD
P. 25

Texas Mutual Insurance Company Medical Plan


                 Covered Health      The Amount You Pay     The Amount You Pay     What are the Limitations
                 Care Service        Network                Out-of-Network         & Exceptions?
                 What Is the                                                       Limited to 18 Definitive Drug
                 Copayment or                                                      Tests per year.
                 Coinsurance You
                 Pay? This May
                 Include a
                 Copayment,
                 Coinsurance or
                 Both.

                 Does the Amount     Network                Yes
                 You Pay Apply to
                 the Out-of-Pocket   Yes
                 Limit?
                 Does the Annual     Network                Yes
                 Deductible Apply?
                                     No

                 X-Ray and Other     Network                40%                    Preventative Lab and
                 Diagnostic Testing                                                radiology/X-ray
                 - Outpatient        None                                          Preventative mammography

                 What Is the                                                       testing
                 Copayment or
                 Coinsurance You                                                   Sickness and Injury related
                 Pay? This May                                                     diagnostic services
                 Include a
                 Copayment,
                 Coinsurance or
                 Both.
                 Does the Amount     Network                Yes
                 You Pay Apply to
                 the Out-of-Pocket   Yes
                 Limit?
                 Does the Annual     Network                Yes
                 Deductible Apply?
                                     No
                 Major Diagnostic and Imaging - Outpatient

                 What Is the         Network                40%                    CT Scans, PET Scans, MRI
                 Copayment or                                                      and Nuclear Medicine
                 Coinsurance You     20%
                 Pay? This May
                 Include a
                 Copayment,
                 Coinsurance or
                 Both.
                 Does the Amount     Network                Yes
                 You Pay Apply to
                 the Out-of-Pocket   Yes
                 Limit?



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