Page 27 - 2021 Medical Plan SPD
P. 27

Texas Mutual Insurance Company Medical Plan


                 Covered Health      The Amount You Pay     The Amount You Pay     What are the Limitations
                 Care Service        Network                Out-of-Network         & Exceptions?
                 the Out-of-Pocket   Yes
                 Limit?

                 Does the Annual     Network                Yes
                 Deductible Apply?
                                     No

                 Obesity Surgery – Refer to Bariatric Resource Services program in the Clinical Programs and
                 Resources section

                 Obesity – Weight Loss Surgery

                 You must enroll in and participate in the Bariatric Resource Service (BRS) program for obesity -
                 weight loss surgery services to be considered Covered Health Care Services.

                 What Is the         Designated Network     Out-of-Network         For Network Benefits,
                 Copayment or                               Benefits are not       obesity - weight loss
                 Coinsurance You     20%                    available.             surgery must be received
                 Pay? This May                                                     from a Designated Provider
                 Include a                                                         and you must be enrolled in
                 Copayment,                                                        the BRS program.
                 Coinsurance or
                 Both.
                 Does the Amount     Designated Network     Out-of-Network
                 You Pay Apply to                           Benefits are not
                 the Out-of-Pocket   Yes                    available.
                 Limit?
                 Does the Annual     Designated Network     Out-of-Network
                 Deductible Apply?                          Benefits are not
                                     Yes                    available.

                 Ostomy Supplies
                 What Is the         Network                40%
                 Copayment or
                 Coinsurance You     None
                 Pay? This May
                 Include a
                 Copayment,
                 Coinsurance or
                 Both.

                 Does the Amount     Network                Yes
                 You Pay Apply to
                 the Out-of-Pocket   Yes
                 Limit?

                 Does the Annual     Network                Yes
                 Deductible Apply?
                                     Yes







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