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              post mortem report and copy of police report. The
              compensation cannot be paid directly to the
              dependents of the deceased but has to deposited
              with the Commissioner for Workmen's
              Compensation appointed for the area by the State
              Government.

         (ii) Permanent Total Disablement and (iii) Permanent
              Partial Disablement - the WC Act contains a list of
              insurance which are deemed to result in permanent
              total disablement and, and partial disablement. In
              either case, the quantum of compensation is
              calculated on the basis of the loss of earning capacity
              with the stated in the Act in terms of percentage.

         (iv) Temporary Disablement - where the injury results
              in temporary disablement (total or partial), the
              compensation payable is in terms of half monthly
              sums specified in the Act, which in the varies
              according to the monthly wages drawn by the injured
              workman.

(c) State meaning of 'Wrongful Act' as state in the
         Directors and Officers Liability Policy.

Ans. A 'Wrongful Act' shall mean any actual or alleged breach
         of duty, which of trust, neglect, error, misstatements,

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