Page 111 - Life Insurance underwriting Ebook IC 22
P. 111

d) Vascular

                                       i)  Retinopathy

                                       ii) Cerebrovascular Disease

                                       iii) Renal

               There arc various treatment guideline laid down for management of hypertension

               ✓ Drug treatment
                ✓Duration and type of Hypertension


                   3.2 Coronary artery disease (CAD)  / Coronary Heart Disease (CUD) / Ischemic Heart
               Disease (IAD)



               Coronary artery disease develops when coronary arteries become narrowed occluded because of
               which there is inadequate blood supply to the heart muscle resulting in ischemia (reduced blood
               supply).

               The risk factors can be classified into:

                   a) Modifiable risk factors:
                   i)     Smoking

                   ii)    Hyperlipidemia: Altered lipid (5% of fat) levels including

                        ✓ High LDL cholesterol (bad
               cholesterol)

                        ✓ Low HDL cholesterol         (good
                                 cholesterol)
                         ✓ High triglycerides

                   iii)   Diabetes Mellitus

                   iv)    High Blood Pressure

                   v)     Physical Inactivity

                   vi)    Obese


                   b) Non modifiable risk factors: those factors which cannot be changed

                   i)     Family History

                   ii)    Male gender

                   iii)   Age








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