Page 113 - Life Insurance underwriting Ebook IC 22

Causes of Valvular disease

Main causes of valvular disease are:

i.) Congenital (since birth)
ii.) Acquired (occurring later in life).

Treatment of Valvular disease
✓ Valve surgery
✓ Medication
✓ Balloon dilatation

3.4 Outline of Congenital Heart Disease

Congenital heart disease is a problem with the heart structure and function due to abnormal
heart development before birth.

 Type of Defect

 Ventricular Septal Defect (VSD)

 Atrial Septal Defect (ASD)

 Patent Ductus Atteriosus (PDA)

 Tetralogy of Fallot

 Contraction of Aorta

Prognostic categories for adults treated / operated for various congenital heart diseases.

i.) Good - Atrial Septa Defect
ii.) Intermediate –Tetrology of Fallot

iii.)Uncertain/Poor –Transportation of Great Vessel.

Underwriting requirements include:

✓ Results of investigations like ECG 2D ECHO cardiographs.
✓ Pre-treatment and post treatment hospital reports. Including details of surgical treatment
taken.
✓ an indications or past or present symptoms like palpitations. Shortness of
breath

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