Page 262 - Fire Insurance Ebook IC 57

Fire and Consequential Loss Insurance

(vii)Capacity in which the insured claims ,whether
as owner, or as mortgagee.

(viii) If any other person is interested in the
property damaged.

(ix) If any other insurance is in force upon the
property.

Q4. What is the preliminary duty of a surveyor
and discuss the process of a survey and loss
assessment.

Ans. A valid licensed Surveyor is handed over cases with
losses exceeding Rs. 20,000. He has to provide two
reports, the preliminary report and the final report based
on his experience, expertise and findings.

The preliminary duty of the surveyor is to
(i) investigate and report on the cause
(ii) ascertain the extent of loss
(iii) advice the insured on loss minimization measures

and protection of salvage.
(iv) submit a detailed report on the above and other

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