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art galleries, and other cultural institutions to provide visitors promoting health and safety. For example, QR codes could
with more information about the exhibits. Visitors can simply be used to provide information about vaccination status,
scan a QR code to access audio guides, videos, and other allowing individuals to easily demonstrate that they have
multimedia content. been vaccinated against a particular disease. QR codes could
also be used to provide information about sanitation
The Future of QR Codes protocols or contact tracing, helping to prevent the spread
As technology continues to advance, the potential uses for of infectious diseases.
QR codes are only expected to grow. Here are a few
potential applications for QR codes in the future: Augmented Reality: QR codes could also be used as a tool
Contactless Payments: As the world continues to move for augmented reality experiences. By encoding information
towards contactless payments, QR codes are likely tobecome that is specific to a particular location or object, QR codes
an increasingly important tool for facilitating these could allow users to access interactive content and
transactions. With the ability to encode payment information experiences that are tailored to their surroundings.
and securely transmit it to a point of sale, QR codes could
become a more widespread and convenient way to make
Conclusion
payments without the need for physical credit cards.
QR codes have the potential to become the next big disruptor
Digital Identity: QR codes could also be used as a way to in a variety of industries, from marketing and advertising to
store and transmit digital identity information. With the payments and digital identity. As technology continues to
ability to encode personal data such as name, address, and advance, the potential uses for QR codes are only expected
identification numbers, QR codes could become a secure and to grow. With their convenience, efficiency, and versatility,
efficient way to verify identity in a variety of contexts, from QR codes are a powerful tool for transmitting information
voting to accessing government services. and interacting with the world around us. It remains to be
seen exactly how QR codes will be used in the future, but
Health and Safety: QR codes could also play a role in their potential is undeniable.

PSUs must get shareholders nod for appointing directors
Listed public sector companies, including banks, will be required to take shareholders' approval for any appointment
or reappointment to the board of directors in the immediate next general meeting, capital markets regulator Sebi
has clarified. In case shareholders do not clear resolution for the appointment, such a person would cease to be a
director, it added.
Providing informal guidance to state-owned Bank of Baroda, the Securities and Exchange Board of India (Sebi) indi-
cated that its views might differ on a case-to-case basis. The clarification came after Bank of Baroda sought informal
guidance in relation to amendments made in LODR (Listing Obligations and Disclosure Requirements) rules pertain-
ing to shareholders' requirement for appointment on the board.

Public sector banks (PSBs) have set a target for the sale of flagship government insurance schemes Pradhan Mantri
Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) in FY24. Besides, they have
also set goals for other financial inclusion schemes like Mudra Yojana and StandUp India Scheme. There are about
8.3 crore beneficiaries under PMJJBY and 23.9 crore under PMSBY, as of now. Since the launch of the schemes in
2015, 15.99 crore enrolment has taken place under PMJJBY, while 33.78 crore under PMSBY as of March 31, 2023.

Last year, the finance ministry revised rates from Rs 330 to Rs 436 under PMJJBY and from Rs 12 to Rs 20 for PMSBY,
effective June 1, 2022. The revision was being undertaken because of the long-standing adverse claims experience
by the schemes and to make them economically viable.

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