Page 43 - Insurance Times March 2016 Sample
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The Insured should have been admitted as an inpatient New rules for acquiring a passport
(outpatient treatments are not to be considered).
The ministry of external affairs has recently changed some
The Hospitalisation should be for an Injury or Illness. of the passport rules to ease out stress of the applicant.
The rules are:
Pre-Hospitalisation and Post-Hospitalisation expenses
will not be considered. Normal passport before police verification
Brief of coverage The new rule says people applying for a passport for the
first time under "Normal" category can get their passport
Hospitalisation Expenses, without police verification if they submit the following
Room Rent, boarding and nursing expenses actually documents while appearing for an interview at the
Passport Seva Kendra:
incurred subject to a cap of Rs. 5000 per day for Rs. o Aadhaar card
5,00,000 Threshold and Rs. 8000 per day for Rs.
8,00,000 Threshold o PAN card
Intensive Care Unit (ICU) / Intensive Cardiac Care Unit o EPIC (electoral photo identity card)
(ICCU) expenses actually incurred subject to a cap of
Rs. 10,000 per day for Rs. 5,00,000 Threshold and Rs. o An affidavit in form of Annexure I (format available
16,000 per day for Rs. 8,00,000 Threshold on www.passportindia.gov.in)
Surgeon, Anaesthetist, Medical Practitioner, "The Aadhaar database has been linked to the passport
Consultants, Specialists Fees database. The moment an applicant submits his/her
Aadhaar details, the passport department can verify
Hospitalization expenses (excluding cost of organ) them," a ministry official said.
incurred on the donor during the course of organ
transplant to the insured person. Of the three identity documents, only the Aadhaar can
be verified on the Internet in real time.
Get Well Benefit of Rs. 5000 for Rs. 5,00,000 Threshold
and Rs. 8000 for Rs. 8,00,000 Threshold, will be paid Earlier, people applying for a normal passport would have
for Any One Illness. to wait for the police to carry out a physical verification
of their address and check their crime record, if any.
Ambulance service expenses actually incurred subject
to cap of Rs. 5000 for Rs. 5,00,000 Threshold and Rs. It means the police will conduct a verification after the
8000 for Rs. 8,00,000 Threshold. passport is issued (as in the case of a Tatkal passport). This
will save an applicant at least a month that the cops
Payment of any claim relating to Cataract for each usually take to file a report.
eye shall not exceed Rs.50,000/- etc.
Booking an appointment
The new rule states an applicant will get to choose from
a list of five dates available at the earliest. On clicking
the "book an appointment" option, a calendar pops out
offering the next five available dates the applicant can
choose from.
In the past, the date of appointment was generated by
the system based on availability but the applicant did not
have any say in choosing a date. Although there was an
option to change the date of appointment, the new date
generated would again be chosen by the system.
It means applicants from now can choose the date on
which they wish to appear for the interview at the
Passport Seva Kendra. The time of appointment, however,
is still generated by the system.
The Insurance Times, March 2016 43
