Page 13 - 2022 AEO FT HO Book CAN ENG
P. 13

Health Features and Cost Sheet

                                            OPT-OUT /
                     HEALTH CARE           HCSA ONLY                CORE                         PREMIUM
               Deductible                                            None                          None
                                                No
               Out-of-Pocket Maximum         Coverage *           No Coverage                      $1,000
               (drugs only)
               PRESCRIPTION DRUGS
               Prescription Drugs                              75% (Dispensing fee       90% until Out-of-Pocket reached,
               (legally requiring a prescription            limited to $8 per prescription)  then 100% (Dispensing fee
               and mandatory generic)                                                     limited to $8 per prescription)
                                                No
                                             Coverage *      Fertility: $15,000 / lifetime  Fertility: $15,000 / lifetime
               Lifestyle Drugs                                Anti-obesity: Unlimited        Anti-obesity: Unlimited
                                                          Sexual Dysfunction: $1,200 / year  Sexual Dysfunction: $1,200 / year
                                                                                            Sclerotherapy - $40 / visit
               PARAMEDICAL SERVICES
               Reimbursement                                         75%                           100%
                                                         Chiropractor, Naturopath, Massage   Chiropractor, Naturopath, Massage
                                                            Therapist, Speech Therapist,    Therapist, Speech Therapist,
               Covered Practitioners
                                                No        Osteopath, Podiatrist/Chiropodist,   Osteopath, Podiatrist/Chiropodist;
                                             Coverage *      Psychological Practitioners   Psychological Practitioners  OPTIONAL BENEFITS
               Maximum,                                                                          $1500 / year
               Psychological Practitioners                         $500 / year
                                                                   Combined
               Maximum, All Other Practitioners                                                  $1200 / year
               VISION
               Reimbursement                                         100%                          100%
               Eye Exams                        No        $75 every 24 consecutive months  $75 every 24 consecutive months
               Prescription Glasses & Contacts  Coverage *         $175 every           $300 every 24 consecutive months
               Laser Eye Surgery                              24 consecutive months            $3000 / lifetime
               HOSPITAL
               Reimbursement                                         100%                          100%
               Hospital Coverage                No            Semi-private $175 / day       Semi-private $175 / day
                                             Coverage *
               Chronic Care                                       No Coverage            Semi-private to Private $20 / day,
                                                                                           maximum 180 days per year
               OUT-OF-PROVINCE / COUNTRY MEDICAL EMERGENCY
               Reimbursement                                         100%                          100%
                                                No
               Maximum                                         $1,000,000 / lifetime          $1,000,000 / lifetime
                                             Coverage *
               Emergency Travel Assistance                          Included                      Included
               MEDICAL SERVICES & SUPPLIES
               Reimbursement                                         75%                            90%
                                                               $25,000 / 36 months            $25,000 / 36 months
               Private Duty Nursing
                                                                 (reimb. at 100%)              (reimb. at 100%)
               Hearing Aids                                       $500 / 5 years                $500 / 5 years
               Wigs                                                $300 / year                   $300 / year
               Surgical Stockings               No                2 pairs / year                 2 pairs / year
                                             Coverage *
               Surgical Bras                                        2 / year                       2 / year
               Glucometer                                        $700 / lifetime                $700 / lifetime
                                                                  2 pairs / year                 2 pairs / year
               Orthopaedic Shoes / Orthotics
                                                            (combined max. $1,500 / year)  (combined max. $1,500 / year)
               Miscellaneous Equipment                              Included                      Included
               & Supplies
                                            OPT-OUT /
                         COST              HCSA ONLY                CORE                         PREMIUM

                          Single             $0 / per pay          $0 / per pay                 $13.47 / per pay
                         Single +1           $0 / per pay          $0 / per pay                 $20.41 / per pay
                  Family (Single + more than 1)  $0 / per pay      $0 / per pay                 $26.73 / per pay
              * Expense eligible for reimbursement through HCSA



        2022 AEO FT HO Book CAN ENG 3.indd   11                                                                2/13/22   9:10 AM
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