Page 10 - AAG Benefits Guide OOS (Non-CA) Employees
P. 10

9                      OUR FAMILY      CARING FOR YOURS









                                                     DENTAL COVERAGE

                                                     In order to provide you with the level of dental coverage
                                                     that best fits the needs of you and your family, AAG
                                                     offers one dental plan option: CIGNA DPPO.

                                                     To help you understand the features and coverage
                                                     available to you, we have provided the following brief
                                                     summary of benefits. Please refer to plan documents
                                                     for details, including important coverage exclusions
                                                      and limitations.


             CIGNA DPPO

                        COVERAGE                      IN-NETWORK                     OUT-OF-NETWORK
              Deductible (Single/ Family)              $50 / $100                       $50 / $100

              Calendar Year Maximum                      $2,000                           $2,000
                                                                                           Texas
              Preventative & Diagnostic Care  No charge deductible waived      No charge deductible waived
              (Cleanings, Exams, X-rays, etc.)                                         Other States
                                                                                           80%
                                                                                           Texas
              Basic Care (Fillings, extractions,   Plan pays 80% after        Plan pays 80% after deductible
              Root canal, etc.)                        deductible                      Other States
                                                                              Plan pays 60% after deductible
                                                                                           Texas
              Major Services                      Plan pays 50% after         Plan pays 50% after deductible
              (Crowns, Bridges, Dentures, etc.)        deductible                      Other States
                                                                              Plan pays 40% after deductible
                                                                                           Texas
                                                  Plan pays 50% after         Plan pays 50% after deductible
              Coverage: Implants
                                                       deductible                      Other States
                                                                              Plan Pays 40% after deductible
              Orthodontia                     50% to a Lifetime maximum  50% to a Lifetime maximum benefit
              (Adult and Children)                  benefit of $2,000                    of $2,000
              Reimbursements                           Contracted                   MRC 80  percentile
                                                                                            th


             WHAT ARE YOUR 2021 DENTAL PLAN RATES?


                                       CIGNA DENTAL PLAN OPTIONS - PER PAY PERIOD COST
                     PLAN           EMPLOYEE ONLY        EMPLOYEE &           EMPLOYEE &      EMPLOYEE & FAMILY
                                                            SPOUSE
                                                                               CHILDREN
               PPO                      $29.04              $58.72              $62.46              $94.82
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