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IPSOS STAT FZ LLC


                               Attached to and forming part of the Policy No: - TBA

                     (Policy Period: - September 28th, 2016 To December 31st, 2017)


                      BENEFIT SCHEDULE – CLASSIC PLAN – CATEGORY A – Non Abu Dhabi
                 The following Benefits Schedule should be read together with the whole of the Policy wording, particularly
                          the Definitions and it shall override the Policy Wordings wherever deemed necessary


                  TYPE OF SERVICE & BENEFIT                                COST, CHARGES AND FEES
                                                                           PAYABLE



                        Maximum Annual Aggregate Benefit Level
                 1        i)      In-Patient Limit                         AED. 350,000/- per member


                       Room & Board Class                                  Private Room

                                                                           Unlimited visits.
                          ii)     Out-Patient Limit


                        i) Geographical Territory                          i) UAE, Arab Countries, South East Asia,
                           Elective / Non Emergency / Emergency            Indian Sub-continent

                 2     ii) Restricted to Emergency Treatment whilst traveling   ii) World-wide Excluding USA & Canada
                       outside of country of normal residence either on vacation   and claim will be reimbursed at 100% of the
                       or business up to a maximum stay of 60 days per trip.    equivalent of the applicable Network

                                                                           charges.

                       i)      Consultations including initial consultations          FULL REFUND
                               and examinations in respect of a medical
                               condition.

                       ii)     Out-Patient Medicines and Drugs combined               FULL REFUND
                               which require a prescription including any state
                 3             Health Service charges for such Medicines and
                               Drugs.
                               (Except those being listed on the Third Party
                               Administrator list of exclusions)                      FULL REFUND
                       iii)    Prescribed Out-Patient Diagnostic Tests

                       iv)      Prescribed Out-Patient physiotherapy         Full refund but limited to 15 sessions per
                                treatment                                                 illness.

                       Contribution per person:
                                                                           Covered with 15% copayment per
                          i)      Deductible applicable on Physician       consultation up to a maximum of Deductible
                 4               consultation                              AED 50/-

                          ii)     Co-Insurance applicable on                 Not applicable for follow up within 7 days
                                 Pharmaceuticals, Diagnostic tests and     15% Co. Insurance
                                 Physiotherapy
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