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IPSOS STAT FZ LLC



                               Attached to and forming part of the Policy No: - TBA

                     (Policy Period: - September 28th, 2016 To December 31st, 2017)

                     BENEFIT SCHEDULE – CLASSIC PLAN – CATEGORY A – Non Abu Dhabi

                   18    Dental Treatment: Costs charges and fees   Full Refund, however, any surgery must be performed
                         for dental treatment will be restricted to
                         those incurred in an emergency for the
                         immediate relief of pain as a result of an   within 7 days from the date of accident.
                         accident only.

                         Alternative Treatment restricted to   Upto limit of Dhs. 1,600/- Per Person Per Annum,
                   19    Chiropractory and Osteopathy          however, purely on reimbursement basis

                         BASIS OF CLAIM SETTLEMENT: -

                         IN-PATIENT BENEFIT

                          i) Network - Within UAE              i) 100% covered under Free Access Plan.

                             ii)    Non-Network (within UAE)    ii)  100% of the equivalent of the UAE General Network
                                                                 tariff rates unless it is an Emergency as defined in the
                 20 (i)                                          Policy and the reimbursement will be based on 100%
                                                                 of the General Network rates.


                          iii) Treatment at Government Hospitals   iii) Reimbursed at 100% of UAE General Network rates

                          iv) Outside UAE within Geographical   iv) 100% reimbursed as cost incurred subject to the
                            Scope of Territory                 applicable deductible / co-charges as per the terms and
                                                               conditions in the Policy not exceeding 100% of UAE
                                                               General Network rates.
                         OUT-PATIENT BENEFIT

                         i)Network - Within UAE                i) 100% covered under Free Access Plan.

                         ii)Non-Network (within UAE)           ii) 100% of the equivalent of the UAE General Network
                                                               tariff rates unless it is an Emergency as defined in the
                                                               Policy and the reimbursement will be based on 100% of
                 20 (ii)                                       the General Network rates.

                         iii)Treatment at Government Hospitals    iii)Reimbursed at 100% of UAE General Network rates

                         iv)Outside UAE within Geographical    iv) 100% reimbursed as cost incurred subject to the
                         Scope of Territory                    applicable deductible / co-charges as per the terms and
                                                               conditions in the Policy not exceeding 100% of UAE
                                                               General Network rates.
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