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TABLE OF CONTENTS
ELIGIBILITY AND PARTICIPATION � � � � � � � � � � � � � � � � � � � � � 7
SERVICE � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 8
REGULAR PENSION � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 16
EARLY RETIREMENT PENSION � � � � � � � � � � � � � � � � � � � � � � � 18
DISABILITY PENSION � � � � � � � � � � � � � � � � � � � � � � � �26
L ATE RETIREMENT PENSION � � � � � � � � � � � � � � � � � � � � � � � � 30
DEFERRED VESTED PENSION� � � � � � � � � � � � � � � � � � 31
PARTIAL PENSION � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 33
PENSION EFFECTIVE DATES � � � � � � � � � � � � � � � � � � � 36
FORMS OF PAYMENT � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 38
DEATH BENEFITS � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 43
HOW TO APPLY FOR BENEFITS � � � � � � � � � � � � � � � � � � � � 44
CLAIM AND APPEAL PROCEDURES � � � � � � � � � � � � � � � � � � 46
REEMPLOYMENT AFTER RETIREMENT � � � � � � � � � � � � � � � 49
DEFINITIONS � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 52
ADMINISTRATIVE FACTS � � � � � � � � � � � � � � � � � � � � � � � � � � � � 54
APPENDIX A:
Drug Employees Hired on or After October 1, 2008 � � � � � � 61
APPENDIX B:
Drug Plan Participants Prior to
October 1, 2008 � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 62
APPENDIX C:
Meat Employees Hired on or After
July 1, 2014 � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 74
APPENDIX D:
Meat Plan Participants Prior to
July 1, 2014 � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 75
APPENDIX E:
Rehabilitation Plans Prior to
October 1, 2016� � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 89