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SOUND RETIREMENT | 6


               TABLE OF CONTENTS



               ELIGIBILITY AND PARTICIPATION  � � � � � � � � � � � � � � � � � � � � � 7


               SERVICE  � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 8
               REGULAR PENSION  � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �  16

               EARLY RETIREMENT PENSION � � � � � � � � � � � � � � � � � � � � � � �  18

               DISABILITY PENSION  � � � � � � � � � � � � � � � � � � � � � � � �26

               L ATE RETIREMENT PENSION � � � � � � � � � � � � � � � � � � � � � � � � 30

               DEFERRED VESTED PENSION� � � � � � � � � � � � � � � � � � 31

               PARTIAL PENSION  � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 33

               PENSION EFFECTIVE DATES � � � � � � � � � � � � � � � � � � �  36

               FORMS OF PAYMENT  � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 38

               DEATH BENEFITS  � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 43

               HOW TO APPLY FOR BENEFITS  � � � � � � � � � � � � � � � � � � � � 44

               CLAIM AND APPEAL PROCEDURES  � � � � � � � � � � � � � � � � � � 46

               REEMPLOYMENT  AFTER  RETIREMENT  � � � � � � � � � � � � � � � 49

               DEFINITIONS  � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 52

               ADMINISTRATIVE FACTS � � � � � � � � � � � � � � � � � � � � � � � � � � � � 54

               APPENDIX A:
               Drug Employees Hired on or After October 1, 2008 � � � � � �  61

               APPENDIX B:
               Drug Plan Participants Prior to
               October 1, 2008 � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 62

               APPENDIX C:
               Meat Employees Hired on or After
               July 1, 2014  � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 74

               APPENDIX D:
               Meat Plan Participants Prior to
               July 1, 2014  � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 75

               APPENDIX E:
               Rehabilitation Plans Prior to
               October 1, 2016� � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 89
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