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ment Ministries, Departments and Agencies as well   •   CBD, Abuja
               as State and Local Governments.                •   CBD, North
                                                              •   CBD, West
               The Division’s target market includes companies that   •   CBD, East
               are within the Corporate and Investment Banking Di-  •   CBD, South
               vision’s value chain, as well as Federal, State, and Lo-
               cal Governments. Specific target customers include   Furthermore, each  business  segment  is  supported
               Asian companies in key sectors and industries; select   by sector champions who have developed specialised
               States and cities, manufacturing companies, con-  skills to cater for the needs of these markets. This en-
               sumer, hospitality and lifestyle companies and con-  sures we continually provide bespoke products and
               tractors in select sectors.                    innovative solutions that guarantee our dominance
                                                              as the preferred business partner of our clients and
               Our business focus is segmented across five major   enable us to ultimately achieve our aim to become
               markets, with the aim of delivering a unique service   the World’s Most Respected African Bank.
               experience at each touch point. The focus areas cov-
               er:                                            To support business strategy, our operational struc-
                                                              tures are designed to consistently train and enhance
               1.  General commerce and trading               the skills of our staff. The Bank runs a Key Talent Pro-
               2.  Manufacturing                              gramme aimed at challenging, retaining and nurturing
               3.  Construction and contractors               our brightest minds, while equipping them with the
               4.  Hospitality and lifestyle                  requisite market intelligence and exposure that make
               5.  Public sector                              them outstanding among their contemporaries. Our
                                                              staff embody the Bank’s core values of Leadership,
               This focus is driven through the development of sec-  Excellence, Empowered Employees, Passion for Cus-
               tor  hubs  in various  geographical  zones  within  the   tomers, Professionalism and Innovation. In addition,
               country which provide a bird’s eye view of the unique   the Division strives to create equal opportunities  for
               business environment in each locality.         employees irrespective of gender or race.

               In building a sustainable business model, the Division   The Division remains committed to giving back to the
               has created several specialized desks which include:  various communities in which we serve through our
                                                              various Corporate Social Responsibility initiatives.
               1.     The Agriculture Desk - to cater for the di-  We have built enduring partnerships with renowned
               verse opportunities in the agricultural sector. Now   Non-Governmental Organisations such as the Down
               more than ever before, the Agriculture Desk is poised   Syndrome Foundation of Nigeria, while working with
               to continue to play a pivotal role in driving economic   our customers to champion capacity-building initia-
               development through support for agriculture-based   tives and gender empowerment programmes. We
               initiatives in the coming years.               charge ourselves with the responsibility to build a
                                                              better society with a strategic focus on health, safety,
               2.     The German Desk – to expand the oppor-  education, sustainable environments and social wel-
               tunity for trade volume growth and collaboration be-  fare.
               tween German and Nigerian SMEs. It shall also pro-
               vide an agency relationship between KFW DEG (the   As the driving force behind much of the Nigerian
               German based Development Finance Institution)    economy,  the  large-scale  commercial  sector  pro-
               and our German clients.                        vides  the  framework  that  can  positively  shape  our
                                                              future. We are proud of our role in helping to develop
               3.     The Chinese Desk - to expand the oppor-  this sector in Nigeria, across Africa and beyond, even
               tunity for trade volume growth and collaboration be-  in the face of challenging circumstances.
               tween Chinese and Nigerian SMEs.

               In order to fully serve our market segments, the Di-
               vision is sub-divided into six Groups that are spread
               across strategic locations across the country’s six
               geo-political zones. They are:
               •   CBD, Lagos


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