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BUSINESS REVIEW

               SUSTAINABILITY


               REPORT












               In the last decade, the world has evolved towards
               the culture of responsibility and sustainability.

               Policies and practices are being reviewed and

               new strategies developed towards shaping a
               future that is economically productive, en-

               vironmentally protective and socially re-
               sponsible.



















                                                                        There is a rising global awareness of the im-
                                                                       portance of adopting a culture that conserves
                                                                      resources, creates opportunities and develops
                                                                     sustainable solutions that protect lives and op-
                                                                   portunities for future generations. Now, more than
                                                                  ever, stakeholders are seeking accountability from or-
                                                                ganizations on the impact of their affairs on the environ-
                                                               ment, economy and society. Leadership in sustainability is
                                                             globally paralleled with leadership in business and diploma-
                                                            cy, as thought leaders are expected to embed sustainability in
                                                          their operations and activities. Sustainability has also been iden-
                                                         tified to directly impact the profitability of businesses and govern-
                                                        ments on a global scale. It is clearly a valuable tool and key driver of
                                                      global economic and social development.

                                                    Access Bank, as an innovative leader in business, has since identified the
                                                  key risks, opportunities and values inherent in sustainable development.
                                                 Since 2008, we have worked assiduously to structure our business opera-
                                               tions, design our policies and practices and develop new strategies that would
                                              build a truly sustainable institution. Our sustainability vision, as aligned with our
                                            corporate vision, is “To be the Most Sustainable and Respected Bank in Africa,
                                           financing and facilitating brighter futures for all of our stakeholders through in-
                                          novative services and best in class operations”.



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