Page 15 - P&A Group Benefits Enrollments Guide

Voluntary Term Life/AD&D

 Employee minimum benefit of $10,000.

 Employee may choose increments of $10,000 for totals of
$20,000, $50,000, $70,000, $100,000, not to exceed 5
times annual salary. Guaranteed Issue is 5x annual salary or $100,000, if
enrolled when first eligible.
 Term Life-reduces as you age with first reduction at age 70

 Employee’s spouse may elect coverage in increments of $5,000; may chose
coverage amounts of $5,000, $10,000, $15,000, $25,000. Guarantee issue
amount is 100% of employee’s benefit or $25,000.
 Employee may also elect dependent child coverage in increments of
$1,000, for a minimum of $2,000 up to $10,000 maximum. Guarantee issue
amount is $10,000.
 Includes Conversion Privilege and Portability.

See your HR representative for your age banded rate

Worksite Benefits

Hospital Confinement Indemnity Eases the financial burden of hospital visits by
providing cash benefits to help with any out-of-pocket costs not covered by your

major medical insurance.

Accident Helps provide financial stability for everyday expenses and medical

treatment if a covered accident occurs.

Cancer/Specified-Disease Helps cover expenses from initial diagnosis of a covered
cancer, through treatment and follow up visits.

Critical Illness (Specified Health Event) Helps with the costs of treatment if you
experience a covered health event, such as a heart attack, stroke, or paralysis.

Aflac Plus Rider Pays a lump sum benefit amount along with additional benefits
when you are diagnosed with a covered health event.

Juvenile Life Provides term or whole life insurance for your children or grand-

children ages 14 days through 17 years.

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