Page 12 - P&A Group Benefits Enrollments Guide
P. 12

Dental



                                  Companion Life Dental Benefits


                    Benefit Highlights                   Low Plan                    Buy Up Plan


                                                                                       100% UCR
                                                         100% UCR
                                                                                  Cleanings (2 per 12
                    Type 1 Procedures:          Cleanings (2 per 12 months),
                                                                                 months), Oral Exams,
                    Diagnostic &                 Oral Exams, Bitewing X-rays
                                                                               Bitewing X-rays (1 per 12
                    Preventative Services            (1 per 12 months)
                                                                                        months)





                                                                                       80% UCR
                                                          80% UCR
                                                                                  Space Maintainers,
                                                 Space Maintainers, Fillings,
                    Type 2 Procedures: Basic      Pain Treatment, Sealants,     Fillings, Pain Treatment,
                    Services                                                    Sealants, Full Mouth X-
                                                      Full Mouth X-rays
                                                                                          rays



                                                                                       50% UCR
                                                             0%                Anesthesia, Endodontics,
                                                                                  Simple and Surgical
                                                                               Extractions, Oral Surgery,
                                                            N/A                  Periodontics, Crowns,
                    Type 3 Procedures: Major
                                                                                Inlays, Onlays, Dentures,
                    Services
                                                                                   Bridges, Implants

                                                                                12 month waiting period
                                                                               for Late entrants and New
                                                                                         Hires
                                                Individual: $50 per plan year   $100 Lifetime limit (Per
                                                 Family: $150 per plan year     individual) applies to all
                    Deductible
                                                 Deductible applies to Basic            services
                                                            Services

                    Plan Year Maximum                      $1,000                      $1,000

                     Please refer to the policy for comprehensive benefit details. Payment is based upon allowable charges
                      in the area in which any service is rendered.  Any dentist charge above the allowable charge is not a
                                                       covered expense.

                              Dental benefits are on a Plan Year basis from January 1 to December 31.
                           Dependent children can be covered up to age 26, regardless of student status.

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