Page 141 - Complete IELTS Bands 5 - 6.5

Sounds wonderful. 4 ... until you reach The Needles. wh1ch are some
spectacular rocks standing out 111 the sea, very
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Jamila OK, well, I'm going to talk about Tennyson Down, 5 Why is the place so beautiful? I th1nk it's particularly
which IS a ... a large steep hill not very far from where beautiful because 1t's such an unspoilt area. it's protected.
I live in the south of England. You have to walk up it,
6 ... it's a wonderful day out, good exercise, fresh air.
you walk quite a long way up. about a mile or two miles,
fantastiC v1ews and very, very relaxing.
until you get to the top, where there's, there are these
fantastic v1ews across the sea 111 all directions, you can
Unit 6
see all around the island. At the top of the hill, there's this
wonderful stone column - it's a memonal to a famous
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Brit1sh poet.
So I thought that I'd first say a few words to help orientate you
I've been there, I, perhaps, I th1nk perhaps the last time
round the bank1ng system. As new arrivals, one of the first
was a few years ago, I went w1th my family - my parents
things you'll want to do is open a bank account. This will allow
and my SISter. We walked up there. It was a lovely sunny
you to receive your money transfers, pay your bills by direct
day and there weren't too many people around. The
debit and all sorts of other thmgs that will make your life easier.
weather was quite warm. We could see for perhaps 20
m1les and then once you're up at the top, actually we, One m1stake I th1nk a lot of people make is to just wander 1nto
you, we sat down and I th1nk we had a p1cn1c, ate some the first bank they see. thinking that all banks are much the
sandwiches and then continued the walk. You walk down same, and ask to open an account. In actual fact, they all offer
another two or three miles, until you reach The Needles, somethmg slightly different, and some of the differences can
which are some spectacular rocks stand1ng out in the sea, affect you quite seriously. For example. for those of you who
very spectacular, and then we walked down to a, a place are study1ng at the u111versity here, you may have not1ced that
there are two or three banks w1th branches near the un1vers1ty
called Alum Bay. where there's a car park and bus stops,
and took a bus back home. - Great Western and Moneysafe, for example - but only one
- Finley's - actually has an office 1ns1de one of the un1vers1ty
Why is the place so beautiful? I think it's particularly
buildings. For the others. you'd have a bit more of a walk.
beautiful because 1t's such an unspoilt area. 1t's protected.
Some banks g1ve away free g1fts: Evergreen offers a laptop
It's all very green and although 1t's quite steep, It's easy
to walk on. and all1n all, it's a wonderful day out, good to people who keep a balance of more than £5,000 for n1ne
months; w1th InternatiOnal Un1on, you'll get a phone when you
exercise, fresh a1r, fantastiC views and very, very relaxing.
open your f1rst account, and one or two others. like Moneysafe
Examiner Thank you. Do you thmk you'll ever go there
and Northern Star, offer mountain bikes or vacuum cleaners 1f
again? you put money on deposit. That sort of thing.
J I th1nk so, yes, probably. I'd like to. More seriously, you should look at the sort of interest rates
E And have any of your friends vis1ted th1s place? the bank will offer you, both If you need an overdraft or loan,
or if you're hop1ng to get some interest on your savings. At
J Mm, I'm not sure. Poss1bly, but not With me!
the moment, Northern Star offers the highest rate of interest
to savers, but Great Western will lend money at a lower
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percentage than normal to people registered on h1gher
Jamila Well. I th1nk 111 general people like to go to places education courses. So you can see it really is worth look1ng
wh1ch are well-known tourist destinations because, you around.
know. generally people like to feel safe when they're on
Another thing 1t's a good 1dea to enquire about are bank
holiday, especially when they travel to a fore1gn country.
charges. Aga1n, they're not all the same. Some charge the
I th1nk usually people choose places where there are
same across the board, such as Evergreen, F1nley's and
plenty of hotels. so they can get good accommodation.
Northern Star, but Moneysafe actually say that if you're in
and plenty of th1ngs to do, so they don't get bored. Also
cred1t. your account won't cost a th1ng - though, JUSt like the
people tend to choose places where they th1nk the
others, as soon as you go 1nto the red, the1r prices become
weather w1ll be good, especially if they want to do things
pretty steep.
outdoors.
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Of course, one of the th1ngs you'll want as soon as you open
1 . there are these fantastic v1ews across the sea 111 all
your account is a debit card, so I thought I'd give you a little
directions
tour of these essent1al little p1eces of plastic. If you look at the
2 At the top otthe hill, there's this wonderful stone slide, you'll see that on the front at the top they tend to have
column .. either the name of the bank or the company which has issued
the card. Then a bit more than halfway down on the right.
3 It was a lovely sunny day and there weren't too many
you'll see th1s hologram with a p1cture which appears to move
people around.
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