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Dental Insurance





         Cigna | PPO Dental Plan
         With the Cigna Preferred Provider Organization (PPO) dental plan, you may visit a PPO dentist and benefit from the negotiated rate or visit a non-
         network dentist. When you utilize a PPO dentist, your out-of-pocket expenses will be less. You may also obtain services using a non-network
         dentist; however, you will be responsible for the difference between the covered amount and the actual charges and you may be responsible for
         filing claims.

                                                                                Cigna
         Plan Name                                                               PPO
         Network Name                                   Total Cigna DPPO Network               Non-Network

         Dental Benefits                                                       You Pay
         Calendar Year Maximum                                                  $2,000
         Deductible (Annual)
          - Individual                                                           $50
          - Family                                                              $150
         Preventive                                                    No Charge (Deductible Waived)
         Exams, X-Rays, Cleanings                                          2 cleanings per year

         Basic Services                                                     Deductible, 20%
         Fillings, Oral Surgery, Endodontics,
         Periodontics

         Major Services                                                     Deductible, 50%
         Crowns, Prosthetics, Inlays, Implants
         Orthodontia
          - Covered Members                                                 Children & Adults
          - Coinsurance                                                     Deductible, 50%
          - Lifetime Benefit Maximum                                            $2,000
         Contributions                                                   Your Pay Per Pay Period

         Employee Only                                                          $5.21
         Employee + Spouse                                                      $10.42
         Employee + Child(ren)                                                  $11.84
         Employee + Family                                                      $15.63

            Finding a Dental Provider
            Go to www.mycigna.com or call (800) 244-6224. Refer to the Total Cigna DPPO Network when prompted.




            Note
            We strongly recommend you ask your dentist for a predetermination if total charges are expected to exceed $300. Predetermination
            enables you and your dentist to know in advance what the payment will be for any service that may be in question.


















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