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CHAPTER I
                                        DEFINITION

              1. “Bank” means PT. Bank Mizuho Indonesia, having its office at
                 Menara Astra  52-55  Floor, Jl. Jend.  Sudirman Kav. 5-6, Jakarta
                 Pusat.
              2. Management means the members of Board of Directors
                 appointed by the General Meeting of Shareholders of the Bank.
              3. Employees means those having work relationship with the Bank
                 and receiving salary.
              4. Labor Union  is an  employees  organization  founded  by
                 employees..
              5. Committee means  Member who is appointed as  Union
                 Committee member according to the Articles of Association of the
                 Union.
              6. Member means Employee who becomes member of  Union based
                 on the Union Articles of Association.
              7. Salary means the Employee’s right that is received and expressed
                 in the form of  cash  as reward from the  Management to the
                 Employees, set and paid according to a work agreement and its
                 amendments that stated in writing.
              8. Collective Labor Agreement is this agreement which is the result
                 of an agreement between Management and Labor Union which
                 contains work requirements, rules of procedure and rights and
                 obligations of Management, Employeess and Labor Union.
              9. Job means a job  assigned by the Bank which must be
                 implemented by Employees.
              10. Bank  Premises  mean the  whole place under  the  control  of  or
                 being owned by the  Management and utilized to support  the
                 Management’s activities.
              11. Working Environment means the area and its surrounding where
                 the Employees work and carry out its duties.
              12. Employees's Family is Employees's Wife  or Husband, Child(s),
                 biological parents, siblings and in-laws of Employees and
                 registered at the Bank.

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