Page 15 - San Diego Woman interactive pdf

Women of Distinction

primarily with financial in- for them, besides the obvious can to make them feel comfort- same questions and concerns.
struments that go up when the answer of making their money able.” Check with Denise to find Hence the creation of Wine,
market goes up, but stay level if grow. I think it is more about out the schedule for a meeting Women and Wealth.”
the market goes down, so they helping people than it really is near you. You can reach Denise The group of five women
are great for those who are risk about the numbers. Helping at 760-206-7177 or at darand@ grew each month, when each
adverse.” them to accomplish their goals.” fiveringsfinancial.com. of her original friends brought
When Denise started with In 2006, after the death of Denise loved this course more friends along to gain these
Five Rings Financial, there were Chris’ Dad, his brother asked if but felt they needed more, so critical insights about money.
only a few hundred agents. To- he would help run their compa- she came up with a wonder- The more women who attended
day there are over 10,000 across ny in Fallbrook, California. He ful idea. “ I just really needed her Wine, Women and Wealth
the country. She set out to learn had retired from golf and was
all about her new company and free to make this move. He went
she gained a complete education on ahead to make sure this was
to assure she would provide the the right move for them, while
best products and options for Denise totally immersed herself
each client’s particular financial in Five Rings Financial to learn
needs. everything possible directly
“I can't imagine doing from the source. They made the
anything else. What’s ironic final move six months later, and
is that I am probably the last Denise went to work building
person in the world who would her business here in the San
have aspired to be in financial Diego area. “The flagship course
services. I was not very good at for our company is Money 101,
math in school, but my Dad was where we teach the basics of fi-
really a genius in math and both nance to anyone who would like
he and my Mom helped me get to attend one of our seminars.
through my advanced math It's really just money basics, but
classes. My dad was surprised it's surprising what people don't
when I went into the financial know about money. And there's
field. What I realized was that so many ‘a ha’ moments.”
when I learned what the num- Unlike most other financial
bers do for people, they were companies, Five Rings Finan-
no longer nebulous, they made cial doesn’t concentrate on the
sense to me. This is what I try to super wealthy client. They are
do for my clients, I try to make not out there chasing after those
sense of how it all comes back with millions to invest, instead
to making their money work for they are looking for the average
them. I work with a client from person who is looking to grow something else. And what hap- groups, the more she realized
a collaborative place, helping wealth, sustain wealth and have pened is that about six months how many women needed the
them realize the purpose of the it work for them when they will after we moved, I realized that I information she was sharing.
money, asking them what it is need it most, in the retirement knew my husband, my dog, and “Over the years I had realized
they want this money to do for years. “Not surprising, the my brother-in-law, and that was that women had often been pat-
them? Is it just for savings? Is middle class is not considered it. I decided that I really needed ted on the head and told ‘trust
it for their retirement? Is it for the preferred market for most some girlfriends. I had attended me, darling, I’ll take care of it,’
their children’s education? I ask big financial companies. They some networking meetings and and they were never in on most
them what they want us to do are for us, and we do what we made friends with four women. of the financial decisions made
We decided to get together once in their relationships. A lot of
a month. It ended up that our women have little involvement
conversations would revolve in their household money. If
around money. Since they were their husband passed away or
entrepreneurs, questions kept the marriage ended, they were
coming up about how they in a state of panic. For example,
could retire, since they didn’t they blew the money because of
have a retirement account or the freedom they suddenly had,
401k. So, I started answering or they were just frozen in place,
those types of questions when it unsure what to do. At Five
hit me that there were probably Rings Financial, we never want
many women who had these to see a woman in this position.”

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