Page 10 - 2018 Zumba Employee Benefits Guide

10

Dental Plan

It’s important to have regular dental exams and cleanings so problems are detected before they become painful—and expensive. Keeping your
teeth and gums clean and healthy will help prevent most tooth decay and periodontal disease and is an important part of maintaining your
medical health.

You have a choice of two dental plans:
• Cigna PPO Plan
• Cigna DHMO Plan

This chart shows what the Cigna plan pay:

Benefit Dental PPO Plan Dental DHMO Plan

In Network Out of Network
Annual Deductible
Individual/Family $50/$150 None
Annual Maximum
per person $2,500* Unlimited
Diagnostic & Preventive Care
(Includes cleanings, fluoride treatments 100% no
and x-rays) deductible 80% 100%
Basic Services
(Includes fillings, periodontics, scaling and Subject to Co-pay
root planning, oral surgery) 80% ** 50%** Schedule
Major Services
(Includes crowns, bridges, full & Subject to Co-pay
partial dentures) 50%** 50%** Schedule
Orthodontia Subject to Co-pay
(Child up to age 26; Adults are covered) This service is not subject to deductible Schedule
*Your annual maximum will increase $100 per year to a limit of $2,800 contingent of receiving preventive services.
**After deductible is met

Studies show that oral bacterial infections are an independent risk factor for heart disease. Regular check-
ups can help you keep your teeth cleaner, maintain your overall health, and prevent health problems
from developing.

Choose Well Tip: Be a Smart Dental Consumer!
• Establish a relationship with a dentist you trust and is participating as an in-network dentist.
• Schedule regular dental cleanings and exams to reduce the risk of tooth decay and gum disease.
• Request a pre-determination of benefits before you have major services to help you project your costs.