Page 15 - 2018 Zumba Employee Benefits Guide

15

401(K) Retirement Savings Plan • Lessen the damage and repair your credit if identity
theft occurs
Eligibility • Link to essential resources such as credit reporting
bureaus, the FBI Internet Crime Complaint Center, ID
You are eligible to participate in the plan as of the first of the Theft Resource Center, and more.
month following completion of 90 days of service with the
Company. Lincoln’s Estate Guidance will preparation
Create your will Online — easily and economically. Follow a
Employee Contributions step-by-step guide through the entire process, and then use

Contributions from your pay are made on a pre- or post tax basis Online instructions to execute your will. You can:
up to the IRS annual limit. If you are 50 years of age or older, (or • Name an executor to manage your estate
if you will reach age 50 by the end of the year), you may make a • Choose a guardian for your children
catch-up contribution in addition to the normal IRS annual limit.
• Specify wishes for your property
• Provide funeral and burial instructions
Vesting
To access LifeKey services, Identity Theft or Estate Guidance, call
Vesting refers to your right of ownership to the money in your 855-891-3684 or log on to: lincoln4benfits.com, web ID = lifekeys
account. You are immediately vested in all contributions and
earnings.
Cigna Global Health Benefits
Zumba® currently matches your contribution, $1.00 on the $1.00 With Cigna Global Health Benefits, you can rest easy when
up to 3% of salary, and $.50 on the $1.00 for the next 2% of your employees travel internationally on company business.
salary. Match is 100% immediately vested!
Our Medical Benefits Aboard (MBA) plan provides the comfort
of proven experience, simplicity, convenience, flexibility and
support for both you and your traveling employees.
For additional details about the 401(k) Retirement
Savings Plan or to enroll or change your contribution Access to one of the largest international
rates or investment elections, please contact People provider networks
& Culture.
• Health care professionals and facilities around the globe
that offer direct billing arrangements
• If a direct billing arrangement is not available, your
Lincoln Travel Assist travelers can request a guarantee of payment from us
You know your Lincoln Financial Group life insurance coverage
helps protect your family’s financial future, but did you know it Crisis Assistance Plus™
also includes helpful services you can use right now? • A worldwide comprehensive crisis assistance program,
powered exclusively by FocusPoint International®
Those services include the TravelConnect SM program, which • Quick and easy claims process
provides a wealth of travel, medical and safety-related services • Approximately 73% of all MBA claims are paid directly
you can access while traveling. Lincoln has partnered with to the health care professional
UnitedHealthcare Global, a worldwide leader in travel assistance, • Online claims submissions
to make this valuable service available.
• More than 90% of customer claims are paid in 10
• Travel more than 100 miles from home business days or less, regardless of language or currency
• Business and leisure travel
• Staff and resources provide 24/7 travel support Dedicated phone line with around-the-clock service
• To access TravelAssist, call 800-527-0218 Toll-free telephone number: 800-243-1348.
• Available 24 hours a day, seven days a week
Lincoln Identity Theft Program
• For questions about MBA plans and help finding an
Identity theft is one of the fastest-growing crimes in the U.S. appropriate health care professional or facility
Be sure you have the information you need to recognize and • For assistance with medical appointments, hospital
prevent it. Our Online resource helps you: admissions or medical advice from a member of our in-
house clinical team
• Spot the warning signs • For medical evacuation support and coordination
• Take steps to protect your cell phone, computer and tax
records from fraud